USDA Loan Vs. FHA loan pro & con for Southlake, Tarrant County, TX

In 2025, USDA loan limit in Southlake, county of Tarrant, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Southlake, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 753-2668 1671 miles Lender's profile and map Reviews Olympic Lending Solutions 2114 Caton Way SW, Suite 201, Olympia, WA, 98502 At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.
(360) 878-9448 1671 miles Lender's profile and map Reviews Mortgage One Northwest, Inc 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502 Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.
(360) 779-4567 1673 miles Lender's profile and map Reviews Liberty Bank 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370 Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
(360) 307-6400 1675 miles Lender's profile and map Reviews Connection Credit Union 10200 Silverdale Way NW, Silverdale, WA, 98383 Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
(425) 941-4678 1676 miles Lender's profile and map Reviews LottoMortgage LLC 703 316th Street North East, Stanwood, WA, 98292 "Buying a home is about more than interest rates. You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help."
(360) 618-9007 1676 miles Lender's profile and map Reviews Equity Solutions Northwest 9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(425) 508-9988 1676 miles Lender's profile and map Reviews Financial Edge Mortgage Corp PO Box 1665, Stanwood, WA, 98292 financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,
(207) 872-5602 1677 miles Lender's profile and map Reviews KSW Federal Credit Union 222 College Avenue, Waterville, ME, 04901 The 1950s were lean years in Maine. Seeing potentially no means of a savings plan within daily work boundaries, realizing finance companies were charging such high-interest rates, and knowing that Credit Unions were paying more on shares, the team of Gus Fortin, Henry Moses, and William Lynch approached Mr. Parsons of the Keyes Fibre Company.
(207) 872-2771 1677 miles Lender's profile and map Reviews New Dimensions Federal Credit Union 94 Silver Street, Waterville, ME, 04901 New Dimensions FCU began in 1956 and was known then as Notre Dame Waterville Federal Credit Union. Our mission was simple – to provide excellent financial services to members of Notre Dame Church in Waterville. Our charter was comprised of members of the parish of Notre Dame Church and on August 27, 1956.
(207) 594-8465 1677 miles Lender's profile and map Reviews Rockland Savings Bank 582 Main Street, Rockland, ME, 04572 Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
(360) 426-1601 1678 miles Lender's profile and map Reviews Peninsula CU 521 W Railroad Avenue, Shelton, WA, 98584 Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
(253) 460-6000 1678 miles Lender's profile and map Reviews Bayview Home Loans 421 East Osprey LN, Shelton, WA, 98584 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.