USDA Loan Vs. FHA loan pro & con Colleyville, Tarrant County, TX

In the year 2026, the USDA loan cap in Colleyville, within the bounds of Tarrant, TX, is $360,600. Meanwhile, for a single-family residence, the FHA's cap is $531,300. These figures determine the borrowing threshold for prospective homebuyers in the area.

Leverage the Lendersa® USDA loan calculator for an insightful comparison of today's USDA versus FHA prevailing rates. Determine eligibility by evaluating income, credit, reserves, and the necessary documentation. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your specific financial outlook.

USDA and FHA Loan Approaches in Colleyville, TX

Lendersa® is dedicated to rapidly securing you the best USDA or FHA loan with ease. Initiate your journey with one of three pathways to find lenders and suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. It differs from FHA loans by not requiring any down payment, whereas FHA loans have a minimum requirement of 3.5% down payment.

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(800) 817-0201 Lender's profile and map Reviews Sovereign Lending Group Incorporated 3540 Howard Way, Costa Mesa, CA, 92626 Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
(714) 695-5899 Lender's profile and map Reviews Prime Mortgage 555 Anton Blvd, Suite 150, Costa Mesa, CA, 92626 Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
(949) 337-4700 Lender's profile and map Reviews Secure One Capital 3200 Park Center Drive, Suite 1300, Costa Mesa, CA, 92626 Secure One Capital Corporation combines the expertise and comprehensive array offered by national banks with a culture that prioritizes unparalleled personal service. We understand that each borrower has unique goals. We specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
(951) 847-5578 Lender's profile and map Reviews The Joy of Lending 3100 Airway Ave, Suite 131, Costa Mesa, CA, 92626 We specialize in all things home loan! We originate in California & Hawaii and have a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and family's
(909) 615-7327 Lender's profile and map Reviews John Torrijos So Cal Lender 3198-F Airport Loop Drive, Suite 201, Costa Mesa, CA, 92626 John is a powerful Inland Empire connection. He has been in the mortgage industry for nearly 20 years & has a strong understanding of what is needed to close transactions in this ever-changing market. He is very strong in structuring his files so that his clients & realtor partners can be confident that their loans will close on time every time.
(866) 454-5120 Lender's profile and map Reviews Compass Home Lending 3100 Airway Avenue, Suite 119, Costa Mesa, CA, 92626 Compass Home Lending We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
(714) 713-0172 Lender's profile and map Reviews Jessica McClure Mortgage Lender 3198-F Airport Loop Dr, Costa Mesa, CA, 92626 "Jessica McClure has helped everyone from first time homebuyers to homeowners looking to refinance their existing loan programs, as a senior mortgage loan officer for United American Mortgage Corporation. Jessica has over 15 years of experience servicing a large range of clients including the Hispanic community, foreign nationals, first-time buye
(714) 775-5353 Lender's profile and map Reviews iApprove Lending 949 South Coast Drive, Suite 260, Costa Mesa, CA, 92626 iApprove Lending was established in 2006 by a management team with over 20 years of experience. Even after going through the worst mortgage industry crisis in over 70 years, we still remained solid. IAL is committed to provide the best customer service to the broker community. We will constantly improve our technology.
(888) 601-3987 Lender's profile and map Reviews Intelliloan 3090 Bristol Street, Suite 600, Costa Mesa, CA, 92626 "We are proud to have an extremely high Customer Satisfaction ratings with TrustLink, Lending Tree, and Facebook. We've been in business for over 20 years, and have been members of the BBB since 1999. What sets Intelliloan apart is our customer service. We care about our clients and train our team to listen and educate,"
(949) 335-5435 Lender's profile and map Reviews The Network Agency 555 Anton Boulevard, Suite 150, Costa Mesa, CA, 92626 The NETWORK was born because of a need; a need for trusted partnerships, a sense of urgency, and the feeling of connection. THE NETWORK is the product of time spent building relationships, learning and growing with the industry, and giving our people and partners the opportunity to be a part of the vision and share in the benefits.