USDA Vs. FHA Pro and Con comparison in Colleyville, Tarrant County, TX

In the year 2025, the USDA loan cap in Colleyville, within the bounds of Tarrant, TX, is $360,600. Meanwhile, for a single-family residence, the FHA's cap is $531,300. These figures determine the borrowing threshold for prospective homebuyers in the area.

Leverage the Lendersa® USDA loan calculator for an insightful comparison of today's USDA versus FHA prevailing rates. Determine eligibility by evaluating income, credit, reserves, and the necessary documentation. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your specific financial outlook.

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Loan limits and down payment standards for 2025 in Colleyville, located in Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Approaches in Colleyville, TX

Lendersa® is dedicated to rapidly securing you the best USDA or FHA loan with ease. Initiate your journey with one of three pathways to find lenders and suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. It differs from FHA loans by not requiring any down payment, whereas FHA loans have a minimum requirement of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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