USDA Vs. FHA Pro and Con comparison in Colleyville, Tarrant County, TX
In the year 2025, the USDA loan cap in Colleyville, within the bounds of Tarrant, TX, is $360,600. Meanwhile, for a single-family residence, the FHA's cap is $531,300. These figures determine the borrowing threshold for prospective homebuyers in the area.
Leverage the Lendersa® USDA loan calculator for an insightful comparison of today's USDA versus FHA prevailing rates. Determine eligibility by evaluating income, credit, reserves, and the necessary documentation. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your specific financial outlook.
Loan limits and down payment standards for 2025 in Colleyville, located in Tarrant, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Approaches in Colleyville, TX
Lendersa® is dedicated to rapidly securing you the best USDA or FHA loan with ease. Initiate your journey with one of three pathways to find lenders and suitable USDA programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. It differs from FHA loans by not requiring any down payment, whereas FHA loans have a minimum requirement of 3.5% down payment.
In early 1964, William Dillard moved the headquarters for Dillard’s Department Stores to Little Rock, Arkansas. The offices were located in the newly acquired Joseph Pfeifer Department Store and Gus Blass Company on Main Street. In 1966, the employees of Dillard’s Department Stores, Inc.
When you’re a member of Arkansas Teachers FCU, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members.
Credit unions are not-for-profit, which means that instead of dividends going to shareholders,
Arkansas Education Association Federal Credit Union.
1500 West 4th Street, Suite 300, Little Rock, AR, 72201
Arkansas Education Association Credit Union opened its doors in 1978 to offer financial services to members of the Arkansas Education Association and their families. The credit union has assets totaling $7 Million and provides banking services to more than 2,000 members.
While our products and services are constantly evolving
Since Bank of Little Rock was founded in 1927, we have been committed to meeting the financial needs of families and businesses in and around our community. In 1989, we expanded our services to become a full-service bank and have continued to grow as our customer base has. We’re proud to be a local bank that supports the people in our community.
Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners
5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
"Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude.
Bank of England Mortgage offers the strengths of a strong capital base"
100 Morgan Keegan Dr, Suite 420, Little Rock, AR, 72202
McRae Mortgage & Investments, LLC (MMI) is a private regionally based real estate investment and mortgage banking firm. The company was established in February 1994 and is an Arkansas limited liability corporation. The founder and owner is Kenneth G. McRae, IV. Corporate offices are in the Morgan Keegan building located
2200 Fort Roots Dr, Building 170, North Little Rock, AR, 72115
The Fort Roots Federal Credit Union was formed in 1933 consisting of seven members. As of today, we have 1,230 members with assets totaling nearly 4 million dollars.
Fort Roots FCU can be your full service financial institution. Our services include savings, Christmas club, checking, ATM & debit Cards, direct deposit, savings certificates, aut
1000 West 4th Street N, North Little Rock, AR, 72114
U.P. Employees Federal Credit Union is a member-owned financial institution that is not for profit, not for charity, but for service. The Credit union is committed to the philosophy of people helping people.
Union Pacific Railroad and Amtrak employees as well as their immediate family members.
1501 Pike Avenue North, North Little Rock, AR, 72114
UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.