USDA VS FHA in Colleyville, Tarrant County, TX

In the year 2026, the USDA loan cap in Colleyville, within the bounds of Tarrant, TX, is $360,600. Meanwhile, for a single-family residence, the FHA's cap is $531,300. These figures determine the borrowing threshold for prospective homebuyers in the area.

Leverage the Lendersa® USDA loan calculator for an insightful comparison of today's USDA versus FHA prevailing rates. Determine eligibility by evaluating income, credit, reserves, and the necessary documentation. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your specific financial outlook.

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Loan limits and down payment standards for 2026 in Colleyville, located in Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Approaches in Colleyville, TX

Lendersa® is dedicated to rapidly securing you the best USDA or FHA loan with ease. Initiate your journey with one of three pathways to find lenders and suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. It differs from FHA loans by not requiring any down payment, whereas FHA loans have a minimum requirement of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Colleyville Lenders

  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • Lends in Texas
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • Lends in Texas
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • Lends in Texas
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • Lends in Texas
  • "Lending Edge Mortgage has built a reputation for excellence through customer service.

    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"

  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Lends in Texas
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.

  • Ensure Home Loans LLC
  • 950 Deer Hollow Boulevard, Southlake, TX, 76092
  • Lends in Texas
  • Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • L W Financial Services Inc
  • 751 E Southlake Blvd, Suite 113, Southlake, TX, 76092
  • Lends in Texas
  • L W Financial Services Inc is a a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage loan sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Assurance Home Loans
  • 130 Jellico Circle, Southlake, TX, 76092
  • Lends in Texas
  • Assurance Home Loans specialize in home financing -- finding the best (lowest cost, smooth process) mortgage loan for each borrower. Ask about our 1% down payment purchase loan! We also have Conventional loans up to $679, 650 for all of Texas (avoid Jumbo rates). Your loan matters to us,

  • Southern Mortgage Group, LLC
  • 546 Silicon Drive, Suite 100, Southlake, TX, 76092
  • Lends in Texas
  • Southern Mortgage Group, LLC, a professional mortgage company specializing in residential mortgages. At Southern Mortgage Group, LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.