USDA VS FHA in Colleyville, Tarrant County, TX

In the year 2026, the USDA loan cap in Colleyville, within the bounds of Tarrant, TX, is $360,600. Meanwhile, for a single-family residence, the FHA's cap is $531,300. These figures determine the borrowing threshold for prospective homebuyers in the area.

Leverage the Lendersa® USDA loan calculator for an insightful comparison of today's USDA versus FHA prevailing rates. Determine eligibility by evaluating income, credit, reserves, and the necessary documentation. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in for your specific financial outlook.

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Loan limits and down payment standards for 2026 in Colleyville, located in Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Approaches in Colleyville, TX

Lendersa® is dedicated to rapidly securing you the best USDA or FHA loan with ease. Initiate your journey with one of three pathways to find lenders and suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is specifically available in rural areas. It differs from FHA loans by not requiring any down payment, whereas FHA loans have a minimum requirement of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Washington Mortgage Group, Inc.
  • 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Finance USA Corporation
  • 6924 A Little River Turnpike, Annandale, VA, 22003
  • Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.

  • Fairway Asset Corporation
  • 7345 McWhorter Place, Suite 110, Annandale, VA, 22003
  • At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • ERA Prime Properties
  • 2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
  • ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.

  • Centerpointe Financial Inc.
  • 14455 Spring Crest Drive, Chino Hills, CA, 91709
  • We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise

  • SoCal Pacific Real Estate Services
  • 5861 Pine Ave, Chino Hills, CA, 91709
  • SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Pacific Tech Financial
  • 4594 Saint Andrews Drive, Chino Hills, CA, 91709
  • At Pacific Tech Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • City Fund Mortgage Lending
  • 4195 Chino Hills Parkway, Suite 469, Chino Hills, CA, 91709
  • City Fund Mortgage began with a clear vision of ethical lending and quality service. With over a century of combined lending experience amongst our team, a vast array of loan product offerings, and an emphatic commitment to superior customer service, the company has managed to stay competitive in an ever changing

  • J Bee Home Loans
  • 13362 Emerald Way, Chino Hills, CA, 91709
  • JBee Home Loans is a growing residential mortgage lender in California built on a proven track record as a long-time industry leader. The Los Angeles-based company, founded by Joel & Jill Burlingame, specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more

  • MC & Associates, Inc
  • 3449 Coral Way, Pomona, CA, 91767
  • MC & Associates, Inc find everything you need to buy, sell, or refinance a home in the area as well as learn about the market value of homes. You can now search for homes with detailed descriptions, photos, community and school information and so much more.as a refinance and real estate professional.