In 2025, the USDA loan limit for Irving, in Dallas County, TX, is $336,500, whereas the FHA limit for a single-family home is $531,300.
Utilize Lendersa® USDA loan calculator to evaluate the most advantageous USDA and FHA rates today, and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows options for USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial condition in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to find you the best USDA or FHA loan quickly, without hassle. Choose one of three starting avenues that result in matching lenders and suitable USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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