USDA Vs. FHA Pro and Con comparison in Hallsville, Harrison County, TX
In 2025, the USDA loan limit in Hallsville, county of Harrison, TX, is set at $336,500, while the FHA limit for a single-family home is established at $472,030. These limits are important for potential homebuyers as they guide your understanding of the maximum loan amounts available, which in turn influences the homes you can consider buying in these regions.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA loan rates. This tool helps determine the necessary income, credit scores, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program best suits your unique financial situation in . Such detailed comparison and analysis help clarify the pathway to choosing the ideal financing solution tailored to your individual needs and goals.
2025 Loan Limits and Downpayment Requirements in Hallsville, Harrison County, TX
Loan Type
Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These limits, reflecting broader economic and policy decisions, aim to support potential homeowners in making informed, financially sound decisions by ensuring alignment with their monetary capacity and planning strategies.
Exploring USDA and FHA Loan Options in Hallsville, TX
The mission of Lendersa® is to help you secure the best USDA or FHA loan efficiently and without complications. Start by selecting one of three initial pathways, each designed to effectively connect you with lenders and USDA loan programs that fit your criteria. These tailored pathways are structured to simplify a potentially complex process, providing clear guidance and understanding of the mortgage options available to you.
A USDA home loan, commonly known as the USDA rural development loan or simply a USDA mortgage, is backed by the Department of Agriculture. Designed to support home purchases in rural areas alone, this kind of loan does not require a down payment, unlike FHA loans, which require a minimum of 3.5% down. This feature makes USDA loans particularly attractive to those interested in rural housing opportunities because it significantly reduces the upfront cost, easing the transition into homeownership.
As real estate investors ourselves we understand how frustrating it can be trying to raise funds in short notice. With years of experience and hundreds of completed transactions, we know what it takes to get deals closed. The entire team at Liquid Lending Solutions is dedicated to the success of our investor clients.
Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people" principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.
Omaha Firefighters Credit Union was established in 1946 to serve our members' financial needs. As a Credit Union, we operate as a not-for-profit financial cooperative that encourages thrift & provides credit at fair and reasonable rates. We are owned and operated by our members. Each member owns an equal share regardless of their account balance.
Neighborhood Community Federal Credit Union is a Community Chartered Credit Union, Our Field of Membership is persons who Live, Work, Worship or Attend School in Douglas and Sarpy County in Nebraska or Pottawattamie County in Iowa. NCFCU is the oldest Credit Union in Nebraska having been established on April 24, 1928
We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.
We're a community based credit union. And while in the old days credit unions were limited in many ways, those days are gone. Open your eyes to a new, better way to bank - with a credit union!
Basically, if you live, work, worship or attend school in these counties - you're in! In Nebraska
FREEDOM LENDING is an industry leader in mortgage lending because we deliver results. Our professionals provide excellent personal service, guaranteed lowest rates and a money management plan that’s tailored to your specific needs. Whether you’re in Iowa, Nebraska or right here in Omaha looking for an FHA mortgage, VA mortgage
United Credit Union offers our valued members exclusive benefits. United Credit Union is located in Council Bluffs, Iowa, and was founded in 1953. The credit union has provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Touchmark National Bank provides our clients with superior experiences by combining innovative products with industry leading client service.Our professional associates are in the business of presenting our clients with an unsurpassed banking experience. While working to generate superior long term value and a pride of ownership.
4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005
SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6495 Shiloh Road, Suite 410, Alpharetta, GA, 30005
Sean at Anchor Home Mortgage went above and beyond. After being given the run around then bait and switch at a Local Traditional Large Bank, I came to Sean with two requests, one ask for all documents up front and center and two - close in 15 to 21 days. Sean achieved close in 15 days and additionally got me an even better interest rate .
