USDA Vs. FHA your options comparison in Hallsville, Harrison County, TX
In 2025, the USDA loan limit in Hallsville, county of Harrison, TX, is set at $336,500, while the FHA limit for a single-family home is established at $472,030. These limits are important for potential homebuyers as they guide your understanding of the maximum loan amounts available, which in turn influences the homes you can consider buying in these regions.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA loan rates. This tool helps determine the necessary income, credit scores, reserves, and documentation needed for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program best suits your unique financial situation in . Such detailed comparison and analysis help clarify the pathway to choosing the ideal financing solution tailored to your individual needs and goals.
2025 Loan Limits and Downpayment Requirements in Hallsville, Harrison County, TX
Loan Type
Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These limits, reflecting broader economic and policy decisions, aim to support potential homeowners in making informed, financially sound decisions by ensuring alignment with their monetary capacity and planning strategies.
Exploring USDA and FHA Loan Options in Hallsville, TX
The mission of Lendersa® is to help you secure the best USDA or FHA loan efficiently and without complications. Start by selecting one of three initial pathways, each designed to effectively connect you with lenders and USDA loan programs that fit your criteria. These tailored pathways are structured to simplify a potentially complex process, providing clear guidance and understanding of the mortgage options available to you.
A USDA home loan, commonly known as the USDA rural development loan or simply a USDA mortgage, is backed by the Department of Agriculture. Designed to support home purchases in rural areas alone, this kind of loan does not require a down payment, unlike FHA loans, which require a minimum of 3.5% down. This feature makes USDA loans particularly attractive to those interested in rural housing opportunities because it significantly reduces the upfront cost, easing the transition into homeownership.
Great Florida Lending is committed to providing borrowers with the highest quality Reverse Mortgages combined with the lowest rates and fees available in your area. As a local mortgage company with its main office in Miami Florida, the heart of South Florida, that specializes in Reverse Mortgages.
GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
17454 Southwest 79th Court, Palmetto Bay, FL, 33157
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.
Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.
4091 Mount Royal Boulevard, Allison Park, PA, 15101
Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
14510 South West 77 Court, Palmetto Bay, FL, 33158
Beacon Financial Resource Group, Inc. is a licensed Florida mortgage broker located in Miami-Dade County. We are family-owned and offer a hands-on approach to serving your residential and commercial mortgage financing needs. With over 28 years of lending experience, we have built a business
We are a specialized firm of life settlement contracts and reverse mortgage(HECM). Our agency offers life and health benefits from major insurance carriers. We also represent most banks that provide home equity conversion mortgages.Our firm focuses on providing solutions to seniors undergoing financial distress.
Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
