USDA Vs. FHA Pro and Con comparison in Marshall, Harrison County, TX

In the year 2026, within the boundaries of Marshall in Harrison county, TX, the USDA loan limit for a single-family home is set at $336,500. In comparison, the FHA loan limit is $472,030 for similar properties.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's optimal USDA and FHA rates, and to ascertain the required income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program best suits your individual financial situation in .

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2026 Loan Limits & Down Payment Requirements in Marshall, Harrison, TX

Type of Loan Maximum Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Marshall, TX

Lendersa® focuses on connecting you with the most advantageous USDA or FHA loan options quickly and with minimal hassle. Choose from three starting paths that lead to matching lenders and USDA loan offerings.

Illustration of loan request and matching results by Lendersa

Defining USDA Loans in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically accessible for homes in rural areas. Contrasting with FHA loans, which necessitate a minimum of 3.5% as a down payment, USDA loans offer the distinct advantage of requiring absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hard Money Go
  • 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
  • Hard money lenders are usually private investors or businesses that specifically handle this type of loan. We offer business loans with the lowest rates, quickest approval times and minimal red tape.


    We specialize in Hard Money Lending in San Diego.A hard money loan is a way for you to borrow money for property without resorting to traditional

  • Guzzo & Co Inc.
  • 2029 Century Park E, Suite 400 Office 487, Los Angeles, CA, 90067
  • "Led by the Guzzo's family for over five generations in Europe, Guzzo & Co has been primarily associated with merchant activities.

    Started as an investment company in Italy, Guzzo & Co has expanded its presence in North America with a Mortgage Lending division and continues today to be an active independent investment firm"

  • American Trust Financial
  • 1880 Century Park East, Suite 412, Los Angeles, CA, 90067
  • With Over 30 Years of Combined Experience, Our Team has the Knowledge and Expertise to Ensure Professional, Accurate, High-Quality Service. We can give you an answer within 24 hours to see if you qualify for financing even if you have been turned down by other lenders. We put together a repayment plan with our borrowers that works for them.

  • Hard Money Go - Direct Hard Money Lenders
  • 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
  • Hard Money Go specializes in residential and commercial hard money lending throughout Southern California. As the largest single source of private money, we have the ability to fund hard money loans within 10 business days and can get your deals closed under strict time deadlines.

  • Century City Mortgage
  • 1801 Century Park East #1101, Los Angeles, CA, 90067
  • Century City Mortgage is a full service mortgage brokerage operation that provides financing across almost all real estate categories. Our goal has been to provide property owners of all levels with not just financing, but long term strategy advice for their particular situation.

  • Archway Funding
  • 1875 Century Park East, Suite #900, Los Angeles, CA, 90067
  • Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.

  • "Beverly Hills City Employees Federal Credit Union"
  • 9298 W. Third Street, Beverly Hills, CA, 90210
  • Beverly Hills City Employees Federal Credit Union is located in Beverly Hills, CA, United States and is part of the Depository Credit Intermediation Industry. Beverly Hills City Employees Federal Credit Union has 5 total employees across all of its locations and generates $717,615 in sales (USD).

  • Beverly Hills Financial Group, Inc
  • 190 N. Canon Drive, Suite 304, Beverly Hills, CA, 90210
  • "Founded originally in 1993 by Brad G. Jones, Beverly Hills Financial Group has many satisfied customers. Our Focused expertise in the high end complex Mortgage Market is part of our tradition.
    After 18 years as a Mortgage Broker, I wanted to know about the other side of Banking, and I have spent 4 years in the Banking"

  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed

  • Kind Home Loans Inc
  • 433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.

  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210
  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg

  • Macoy Capital
  • 9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
  • Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.