USDA Vs. FHA your options comparison in Marshall, Harrison County, TX

In the year 2025, within the boundaries of Marshall in Harrison county, TX, the USDA loan limit for a single-family home is set at $336,500. In comparison, the FHA loan limit is $472,030 for similar properties.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's optimal USDA and FHA rates, and to ascertain the required income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program best suits your individual financial situation in .

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2025 Loan Limits & Down Payment Requirements in Marshall, Harrison, TX

Type of Loan Maximum Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Marshall, TX

Lendersa® focuses on connecting you with the most advantageous USDA or FHA loan options quickly and with minimal hassle. Choose from three starting paths that lead to matching lenders and USDA loan offerings.

Illustration of loan request and matching results by Lendersa

Defining USDA Loans in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically accessible for homes in rural areas. Contrasting with FHA loans, which necessitate a minimum of 3.5% as a down payment, USDA loans offer the distinct advantage of requiring absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First State Community Bank
  • 201 East Columbia Street, Farmington, MO, 63640
  • First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
  • First Missouri State Bank of Cape County
  • 2 South Mount Auburn Road, Cape Girardeau, MO, 63703
  • We are a community bank committed to providing high quality service to our customers and an excellent working environment for our employees and are actively involved in the communities that we serve. We offer a wide range of traditional depository products, mortgage loans, business and consumer loans, online banking and mobile banking.
  • Cape Regional Credit Union
  • 2427 Cape Center Drive, Cape Girardeau, MO, 63703
  • Cape Regional Credit Union has been open since 1971. The credit union has assets totaling $17.03 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • The Mortgage Place, LLC
  • 2511 Independence, Suite 400, Cape Girardeau, MO, 63703
  • The Mortgage Place is a local start-up that began in Cape Girardeau’s Marquette Tech District as a member at Codefi. The Mortgage Place leverages sophisticated technology developed by NexSpring to give borrowers hundreds of home loan options when purchasing, refinancing, constructing or obtaining a reverse mortgage.
  • Community Point Bank
  • 13218 Railroad Avenue, Russellville, MO, 65074
  • Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
  • SECURITY BANK AND TRUST COMPANY
  • 210 W Washington St, Paris, TN, 38242
  • Security Bank and Trust Company was founded in 1905, and continues to serve Northwest Tennessee and Southwestern Kentucky. To date, we have thirteen branches throughout the communities including Martin, Milan, Union City, Hornbeak, Fulton, Dyer, Trenton and Humboldt. We are a locally owned
  • Commercial Bank and Trust Company
  • 920 East Wood St, Paris, TN, 38242
  • Catering to personal and small business financial needs since 1877, Commercial Bank and Trust Company is a unique full-service bank, distinguished by its impeccable customer service and refined atmosphere. With eleven branches located throughout Memphis, Paris, Union City, and Jackson, Tennessee, Commercial Bank stands ready to put
  • Holley Credit Union
  • 1107 Mineral Wells Ave., Paris, TN, 38242
  • Holley Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000. Contact us today to see how you can become a member! Credit Union has been serving our members since 1952. We are federally insured by the NCUA to at least $250, 000
  • Hiott Financial Corporation
  • 12 Rouse Road, Sumiton, AL, 35148
  • "Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment. ​ HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
  • Hutchinson Government Employees Credit Union
  • 121 E Avenue A, Hutchinson, KS, 67501
  • HGE Credit Union was chartered in 1945 as Hutchinson Municipal Employees Credit Union. Originally, only city employees were eligible to become members. Tom Tomlin, firefighter at Fire Station #1 kept CU papers in a cigar box. The charter gives the address as 18-22 East Avenue B, which was the police department and Fire Station #1.
  • Bell Credit Union
  • 1601 N Lorraine Street, Hutchinson, KS, 67501
  • Bell Credit Union has come a long way since 1938. Mrs. Verla Yelton was the first manager of the credit union. Verla and her husband, Lloyd, provided space in their home at 417 E 1st for the credit union office. The office was located there until the mid 1950’s, when it was moved to the 5th floor of the Wiley Building.
  • The First National Bank of Hutchinson
  • 1 N. Main Street, Hutchinson, KS, 67501
  • First National Bank of Hutchinson is a community bank that offers personal banking, commercial banking and wealth management services. The bank was founded in 1876 and is based in Hutchinson, Kansas. First National Bank of Hutchinson operates as a subsidiary of First Kansas Bancshares, Inc.