USDA and FHA Pro and Con in Marshall, Harrison County, TX

In the year 2026, within the boundaries of Marshall in Harrison county, TX, the USDA loan limit for a single-family home is set at $336,500. In comparison, the FHA loan limit is $472,030 for similar properties.

Utilize the Lendersa® USDA loan calculator to assess and contrast today's optimal USDA and FHA rates, and to ascertain the required income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program best suits your individual financial situation in .

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2026 Loan Limits & Down Payment Requirements in Marshall, Harrison, TX

Type of Loan Maximum Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Marshall, TX

Lendersa® focuses on connecting you with the most advantageous USDA or FHA loan options quickly and with minimal hassle. Choose from three starting paths that lead to matching lenders and USDA loan offerings.

Illustration of loan request and matching results by Lendersa

Defining USDA Loans in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically accessible for homes in rural areas. Contrasting with FHA loans, which necessitate a minimum of 3.5% as a down payment, USDA loans offer the distinct advantage of requiring absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marshall Lenders

  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Lends in Texas
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.

    We pride ourselves on providing technologically advanced products and competitive pricing

  • Americas Mortgage Center, Ltd.
  • 907 Judson Road, Longview, TX, 75601
  • Lends in Texas
  • America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.

  • East Texas Professional Credit Union
  • 409 East Loop 281, Longview, TX, 75605
  • Lends in Texas
  • East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • First State Bank and Trust Company
  • 110 West Panola Street, Carthage, TX, 75633
  • Lends in Texas
  • First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.