USDA Vs. FHA your options comparison in Richland-Hills, Tarrant County, TX

In 2025, the USDA loan limit for Richland-Hills, located in the county of Tarrant, TX, is set at $329,300. Meanwhile, the FHA cap for a single-family home stands at $411,700.

Utilize Lendersa® USDA loan calculator to find the most competitive USDA versus FHA rates today, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, supporting your decision on the best program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Richland-Hills, County of Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Richland-Hills, TX

At Lendersa®, our goal is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points that connect you to matching lenders and USDA loan programs.

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Explaining the USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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