USDA Vs. FHA Pro and Con comparison in Richland-Hills, Tarrant County, TX
In 2025, the USDA loan limit for Richland-Hills, located in the county of Tarrant, TX, is set at $329,300. Meanwhile, the FHA cap for a single-family home stands at $411,700.
Utilize Lendersa® USDA loan calculator to find the most competitive USDA versus FHA rates today, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, supporting your decision on the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Richland-Hills, County of Tarrant, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Richland-Hills, TX
At Lendersa®, our goal is to provide you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan, is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Impact Credit Union is to help YOU, our member-owners, to manage your financial lives while running a stable credit union by: choosing always to do what is right, caring about your needs, providing financial education, quality products and services that benefit you because we are the stewards of your credit union – and it is your money.
15 West South Temple, Suite 420, Salt Lake City, UT, 84101
Continental Bank is a privately owned FDIC insured commercial bank founded in 2003 and headquartered in Salt Lake City, Utah. We specialize in commercial equipment financing for small and medium-sized businesses nationwide and are known both for our willingness to listen to our customers’ needs, and ability to fund their deals quickly.
650 S Main Street, Suite 1000, Salt Lake City, UT, 84101
EnerBank USA is a highly specialized, national consumer lender that helps strategic business partners and independent home improvement contractors increase sales. Strategic business partners include manufacturers, distributors, franchisors, member or trade associations, and major retailers of home improvement, remodeling, and energy saving products
222 S Main St, Suite 500, Salt Lake City, UT, 84101
Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.
Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.
Oceans Lending Mortgage Lender in Lake Mary Orange County Sanford Oviedo
3098 W Lake Mary Blvd, 2nd Floor, Lake Mary, FL, 32746
Ocean’s mission is to become the mortgage industry standard by elevating customer relationships and service. Oceans’ corporate platform is built on high morals and ethics, honor and integrity. These are the reasons clients will be able to trust the information and service they receive is unsurpassed.
801 International Parkway, Suite 500, Lake Mary, FL, 32746
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1540 International Parkway, Suite 2000, Lake Mary, FL, 32746
Assure Home Funding gives you access to a large group of lenders, providing a variety of business capital advance options that can be tailored to fit your particular needs. We offer unique opportunities to secure the funding you need for your business, often when traditional lenders are not an option.
Emerald Mortgage Partners was established with one mission in mind: Making the tedious and complicated process of mortgage and lending simpler, easy to understand and straightforward. EFP also not only provides the knowledge and expertise during, but also after the sale, to ensure your loved ones and valuables are protected and secure.
