USDA VS FHA in North-Richland-Hills, Tarrant County, TX

In 2026, the USDA loan limit for North-Richland-Hills, located in Tarrant county, TX, is $329,300. By contrast, the FHA limit for single-family houses is $411,700.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, while assessing the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding you to select the most fitting program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in North-Richland-Hills, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Richland-Hills, TX

Lendersa®'s purpose is to provide you with the best USDA or FHA loan quickly and without headaches. You can start with any of three options that align you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in TX

The USDA home loan, guaranteed by the government's Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



North-Richland-Hills Lenders

  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • Lends in Texas
  • "Lending Edge Mortgage has built a reputation for excellence through customer service.

    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"

  • Family 1st of Texas Federal Credit Union
  • 3501 Western Center Boulevard, Fort Worth, TX, 76137
  • Lends in Texas
  • Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.

  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • Lends in Texas
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • HT Lending Group, LLC
  • 1730 Rufe Snow Drive, Suite B, Keller, TX, 76248
  • Lends in Texas
  • At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.

  • Trademark Mortgage
  • 628 Stoneglen Drive, Keller, TX, 76248
  • Lends in Texas
  • Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.

  • The Dunmire Team
  • 8844 Laurel Ln, Keller, TX, 76248
  • Lends in Texas
  • The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • Lends in Texas
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • Lends in Texas
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Lends in Texas
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.