USDA Vs. FHA Pro and Con comparison in North-Richland-Hills, Tarrant County, TX

In 2025, the USDA loan limit for North-Richland-Hills, located in Tarrant county, TX, is $329,300. By contrast, the FHA limit for single-family houses is $411,700.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, while assessing the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, guiding you to select the most fitting program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in North-Richland-Hills, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Richland-Hills, TX

Lendersa®'s purpose is to provide you with the best USDA or FHA loan quickly and without headaches. You can start with any of three options that align you with suitable lenders and USDA loan programs.

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Explaining the USDA Loan in TX

The USDA home loan, guaranteed by the government's Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.
  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.
  • Montgomery Mortgage Texas
  • 11230 FM 830 Rd, Willis, TX, 77318
  • Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
  • Hunt Mortgage Services
  • 9235 Dickerson Rd NE, Piedmont, OK, 73078
  • Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.
  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012
  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
  • Peoples Bank & Trust Co.
  • 2400 NW 178th St, Edmond, OK, 73012
  • Peoples Bank & Trust Co. was begun in 1906 by M.H. Barrett Sr. in Ryan, Oklahoma. Now, over 100 years later, the Bank is still owned and operated by the Barrett family. The Bank is owned by Kay Barrett Branson and her son Ben Branson who also serves as the President, CEO, and Chairman of the Board.
  • The Right Loan, LLC
  • 2560 North Pines Dr, Shreveport, LA, 71107
  • At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..
  • First National Bank and Trust Company
  • 400 E 1st St, Heavener, OK, 74937
  • At First National Bank, we strive to provide our customers with the friendliest and most efficient banking services possible. We are confident we will be able to serve you and meet your banking needs. We offer convenience at your fingertips with our state-of-the-art mobile banking app and other 24-hour online services.