USDA Loan Vs. FHA loan for Heath, TX [Rockwall County ]

In 2025, USDA loan limit in Heath, county of Rockwall, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Heath, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 567-7211 Lender's profile and map Reviews United Bank 685 Griffin St, Zebulon, GA, 30295 United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.
(404) 643-1982 Lender's profile and map Reviews SL Lending 1939 Hosea Williams Drive, Atlanta, GA, 30317 Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.
(502) 882-8091 Lender's profile and map Reviews LHome 1126 Berry Blvd, Louisville, KY, 40215 LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
(404) 849-4183 Lender's profile and map Reviews Bulldog Lending 8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350 We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
(770) 552-9840 Lender's profile and map Reviews Community Loans of America, Inc 8601 Dunwoody Pl, Suite 406, Sandy Springs, GA, 30350 Our company is a leading provider of short-term consumer loans, operating since 1994. Building strong relationships, by providing a valuable service to the communities in which we serve by offering access to short-term financial solutions in the form of Title, Payday and Signature Installment Loans that fit our client's immediate financial needs
(770) 518-2438 Lender's profile and map Reviews American United Mortgage Corporation 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350 American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
(678) 336-5200 Lender's profile and map Reviews TRISTONE FINANCIAL LLC 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350 Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.
(404) 954-1645 Lender's profile and map Reviews Mike's Mortgage Team 500 Northridge Road, Suite 120, Atlanta, GA, 30350 Mike’s Mortgage Team is licensed in Georgia, Florida, Viriginia and California. Our objective is to offer high-quality mortgage consultations to our clients, based on mutual trust and respect. We have discovered that many home buyers are put off by the intricacies of securing a mortgage and want their questions answered in a patient, caring manner
(888) 222-6003 Lender's profile and map Reviews BrightPath Mortgage 1200 Ashwood Pkwy, Suite 200, Atlanta, GA, 30338 BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,
(678) 521-2475 Lender's profile and map Reviews MORAN FINANCIAL GROUP LLC 4594 Cloister Circle, Hampton, GA, 30228 We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
(812) 725-0030 Lender's profile and map Reviews Riverside Mortgage LLC 2855 Charlestown Road, Suite 300, New Albany, IN, 47150 At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.