USDA Loan Vs. FHA loan for Heath, TX [Rockwall County ]

In 2025, within Heath, Rockwall county, TX, the USDA loan cap is $360,600, while for FHA, the single-family home limit is $531,300.

Utilize the Lendersa® USDA loan calculator to contrast today's prime USDA and FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in tailored to your financial scenario.

USDA and FHA Loan Alternatives in Heath, TX

Lendersa® aims to procure the finest USDA or FHA loan swiftly and with ease. Choose one of three initial steps to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in TX

A USDA home loan, backed by the government’s Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment whatsoever.

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(712) 263-5685 Lender's profile and map Reviews Crawford County Bank 21 North Main, Denison, IA, 51442 The Crawford County Trust and Savings Bank began in 1927, and we haven't changed our name since. At Crawford County Trust and Savings Bank you are a face and a name, not a number or a quota. As we work diligently to provide you with personal service, we recognize that our success depends on your success
(402) 371-8005 Lender's profile and map Reviews Bankfirst Nebraska 100 North 13th Street, Norfolk, NE, 68701 We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.
(402) 371-9345 Lender's profile and map Reviews Northeast Nebraska Federal Credit Union 1306 N 13th Street, Suite 102, Norfolk, NE, 68701 Northeast Nebraska Federal Credit Union is a “not for profit” financial institution where you’re an owner. So what does that mean exactly? Simply, profits are not given to stockholders, like a bank. Profits are reinvested into your credit union to lower loan rates, and increase dividends.
(402) 371-0722 Lender's profile and map Reviews Elkhorn Valley Bank and Trust 404 South 25th Street, Norfolk, NE, 68702 Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.
(217) 875-1845 Lender's profile and map Reviews United Equity Credit Union 1130 E. Pershing Rd, Decatur, IL, 62524 United Equity Credit Union celebrates an over 85-year tradition of being a member owned financial institution. Credit Union membership is available to employees and retirees of Ameren Illinois, Vistra Energy and Subsidiaries Clinton Power Station (IL), Decatur Firefighters, ADM (Archer Daniels Midland)
(217) 428-8333 Lender's profile and map Reviews Decatur Postal Credit Union 214 N Franklin Street, Decatur, IL, 62523 Decatur Postal Credit Union began in 1928. At that time, it was for postal employees only. In 1949 the board of directors decided to open our field of membership to include postal employees, spouses and immediate family members. This holds true to this day. The Credit Union is located in the downtown post office in the main lobby.
(217) 875-3131 Lender's profile and map Reviews Hickory Point Bank & Trust 225 North Water Street, Decatur, IL, 62523 Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
(334) 821-9200 Lender's profile and map Reviews AuburnBank 100 North Gay Street, Auburn, AL, 36830 Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
(205) 588-0672 Lender's profile and map Reviews GULF STATES FINANCIAL 305 E. Thach Avenue, Suite H, Auburn, AL, 36830 Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
(423) 942-5151 Lender's profile and map Reviews Tower Community Bank 4564 Main Street, Jasper, TN, 37347 At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities. We encourage you - our online community of friends, neighbors and customers - to look to the Tower for a higher
(309) 647-5000 Lender's profile and map Reviews MidAmerica National Bank 100 West Elm Street, Canton, IL, 61520 MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.