USDA Vs. FHA your options comparison in McLendon-Chisholm, Rockwall County, TX
In 2025, the USDA loan cap in McLendon-Chisholm, located in the county of Rockwall, TX, is $360,600, whereas the FHA cap for a single-family home is $531,300.
Utilize Lendersa® USDA loan calculator to measure today's USDA against FHA optimal rates and discover the income, credit, reserves, and documentation needed for qualification. This state-of-the-art mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the program in that is best suited to your financial needs.
2025 Loan Limits and Down Payment Requirements in McLendon-Chisholm, County of Rockwall, TX
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in McLendon-Chisholm, TX
The objective at Lendersa® is to provide you with the optimal USDA or FHA loan efficiently and without difficulty. Choose one of three starting techniques that connect you with suitable lenders and USDA loan packages.
A USDA home loan, referred to as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans
Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities
Capital Credit Union is a not-for-profit financial institution in Northeastern Wisconsin, which focuses on the needs of over 120, 000 members and growing. With over two billion dollars in assets, we are an organization that grows by our philosophy of "Doing the Right Thing" through our business practices and community involvement.
Executive Mortgage is a top rated Wisconsin mortgage lender with years of experience with all types of mortgage loans. We work hard to get our home buyers the lowest current mortgage interest rates available. Whether you are a first time home buyer ready to make the leap to home ownership or an experienced investor.
"Best REI Funding is a Private Money/Hard Money Lender. Our goal is to fund every deal with funds from private individuals or retirement accounts. We believe that people helping people is the best way to run this business.
We specialize in Fix & Flip loans, Rental Rehab (Bridge) loans and Transactional Funding."
Justin Scott is your premier mortgage expert located in Green Bay, Wisconsin. Justin offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Green Bay area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan
Beckley Loan Company is a locally owned and operated company. They specialize in Personal Loans, Automobile Loans, Real Estate Loans, Debt Consolidation, Signature Loans, and Bill Consolidation. Beckley Loan Company serves Raleigh County and Surrounding Areas. Have been serving the area for over 80 years!
Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.
Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
