USDA and FHA Pro and Con in Rockwall, Rockwall County, TX
In 2025, USDA loan limit in Rockwall, county of Rockwall, TX is $360,600 while FHA limit is $531,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Rockwall, county of Rockwall, TX
Loan Type
Loan Limit
Down payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Rockwall, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
PremierMortgageGroupllc.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are an independent mortgage brokerage. With our network of lenders we work to find our clients the lowest interest rates, lowest fees and loans that fits our clients goals & dreams.
Here at Community Partners FCU, we are dedicated to you and all your financial needs.
We've been around since 1971and with over 500 members and assets over $5 million, we strive to assist our members in receiving the best interest rates, loans, and member benefits.
Our most important asset is our members.
Southeast Louisiana Veterans Health Care System Federal Credit Union
2400 Canal Street, Suite 1Q130, New Orleans, LA, 70119
Our Credit Union is a unique organization whose mission is to serve its members in an efficient & professional manner while meeting their financial needs. Members will always receive quality services at the best possible best value, ensuring financial stability. Our aim is to provide sound financial management.
At Liberty Bank, we're passionate about helping more people achieve more freedom.There's real freedom here-the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.
3801 Canal Street, Suite 320, New Orleans, LA, 70119
Regional Loan Corporation was formed in 1978 to stimulate economic development and foster job creation by collaborating with economic development organizations, government agencies and financial institutions to provide non-conventional funding sources for small, female, and minority-owned businesses.
The Choctaw Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
The Citizens Bank of Philadelphia has locations throughout Mississippi, from Starkville to the Gulf Coast. With an emphasis on community banking and banking on the communities we serve, we hope to grow dreams and improve the areas within our footprint. With over a century of service, The Citizens Bank stands on a past of strength and stability
Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
