FHA Vs. USDA loan program for Rockwall, Rockwall County, Texas

In 2025, USDA loan limit in Rockwall, county of Rockwall, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rockwall, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(833) 711-5626 1312 miles Lender's profile and map Reviews Loan Warehouse 183 Montgomery Avenue, 2nd Floor, Oxnard, CA, 93036 Loan Warehouse was created out of the need for our local community of borrowers to have access to wholesale lenders with wholesale interest rates. We shop multiple lenders with one credit pull. You will have access to these lenders through our brokerage, Loan Warehouse, with multiple loan options. You deserve more than one rate & quote & option.
(805) 377-7500 1312 miles Lender's profile and map Reviews SC Lending Group 300 East Esplanade Drive, 9th Floor, Oxnard, CA, 93036 Nuris Dante is your premier mortgage expert located in Oxnard, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oxnard area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding.
(805) 482-2125 1312 miles Lender's profile and map Reviews Westchester Financial 300 E. Esplanade Drive, 9th Floor, Oxnard, CA, 93036 Westchester Financial offers comprehensive consultation to the homeowner or future homebuyer to ensure that, when the ideal conditions exist, you will be positioned to secure the best possible loan program to fit your unique needs Westchester Financial offers comprehensive consultation to the homeowner or future homebuyer.
(909) 708-4305 1312 miles Lender's profile and map Reviews Finding options 777 S. F street, Oxnard, CA, 93030 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
6612387997 1312 miles Lender's profile and map Reviews ATC Managers, LLC 900 Old River Rd, Bakersfield, CA, 93311 ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
(661) 833-7900 1312 miles Lender's profile and map Reviews Valley Strong Credit Union 11500 Bolthouse Drive, Bakersfield, CA, 93311 In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.
(661) 847-4800 1312 miles Lender's profile and map Reviews San Joaquin Valley Mortgage 8501 Camino Media, Suite 400, Bakersfield, CA, 93311 We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
(661) 464-8000 1312 miles Lender's profile and map Reviews Level One Financial 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311 We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
(661) 847-4800 1312 miles Lender's profile and map Reviews Karpe Real Estate Center 8501 Camino Media, Suite 400, Bakersfield, CA, 93311 Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
(661)304-3319 1312 miles Lender's profile and map Reviews HomeTown Lenders Bakersfield 10800 Stockdale Highway,Suite 202, Bakersfield, CA, 93311 Hometown Lenders, Inc. began as a local mortgage brokerage firm with a vision for reshaping the future of lending by combining technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process.our business model has always been framed around the strong belief that the main focus our customers.