USDA Vs. FHA your options comparison in Rockwall, Rockwall County, TX
In 2025, the USDA loan limit for Rockwall, located within Rockwall county, TX, is $360,600. Meanwhile, the FHA cap for a single-family home is set at $531,300.
Use Lendersa® USDA loan calculator to evaluate today’s leading USDA vs. FHA rates. It determines the income, credit, reserves, and documents you need to qualify. By leveraging our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, enabling you to decide the optimal program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Rockwall, County of Rockwall, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Rockwall, TX
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Start with one of three pathways to connect with lenders and explore USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, a USDA mortgage requires none.
GPA Credit Union has been open since 1952. The GPA Credit Union is one of the oldest financial organizations in Savannah, Georgia. We exist to provide a high level of personal financial service and support for Georgia Ports Authority employees and their immediate families. This credit union is federally insured by NCUA.
PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient
The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.
Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.
Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.
Our Board of Directors credit our exceptional growth to the fact
Bluewater Funding is a Mortgage Company dedicated to providing white glove service to the client. Our job is to ensure a client makes an informed decision tailored for their household goals. Whether clients are looking to purchase a home, refinance, build a home, or need a commercial loan, we have the tools
5811 Memorial Highway, Suite 201, Tampa, FL, 33615
We provice services for traditional buyers, first-time homebuyers, distressed homeowners, banks, luxury homes, high rises & condominiums, residential resale, buyer representation, rental property management, investor portfolio development, short sale processing and bank-owned property/REO.
We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada.
Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding.
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