In 2025, the USDA loan limit for Rockwall, located within Rockwall county, TX, is $360,600. Meanwhile, the FHA cap for a single-family home is set at $531,300.
Use Lendersa® USDA loan calculator to evaluate today’s leading USDA vs. FHA rates. It determines the income, credit, reserves, and documents you need to qualify. By leveraging our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, enabling you to decide the optimal program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Rockwall, County of Rockwall, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Rockwall, TX
Lendersa® aims to provide you with the best USDA or FHA loan quickly and without hassle. Start with one of three pathways to connect with lenders and explore USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, a USDA mortgage requires none.
Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.
We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind.
We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas.
We offer a full line of financial services tailored.
Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701
Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible.
We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011
12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.
12727 Featherwood Dr, Suite 286, Houston, TX, 77034
Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
