USDA and FHA Pro and Con in Henderson, Rusk County, TX
In 2026, the USDA loan limit for Henderson, in the county of Rusk, TX, is set at $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and to assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays comparisons of USDA, FHA, Conforming, and VA options side by side, helping you identify the most appropriate program in for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Henderson, Rusk, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Henderson, TX
Lendersa® strives to connect you with the best USDA or FHA loans promptly and without hassle. Choose from one of three starting points to match with prospective lenders and explore corresponding USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Texas Bank first opened its doors for business in May 1973. The bank was originally established in Tatum, Texas by a group of local investors who saw the need for financial services from a community institution that could better serve the town's needs. The bank experienced success and grew steadily.
At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.
We pride ourselves on providing technologically advanced products and competitive pricing
America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
East Texas Professional Credit Union has been open since 1953. The credit union has assets totaling $962.5 Million and provides banking services to more than 79, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Unlock homeownership with Platinum Eagle Mortgage! With expertise in home purchase and refinancing, we simplify the lending process. Whether you're planning your first purchase or refinancing, Hillary Bryand provides expert guidance from start to finish. Dedicated to exceptional service, contact Hillary at 9035205141 or email Hillary.bryand@pemloan
First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
