USDA Vs. FHA Pro and Con comparison in Henderson, Rusk County, TX

In 2026, the USDA loan limit for Henderson, in the county of Rusk, TX, is set at $336,500. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and to assess the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays comparisons of USDA, FHA, Conforming, and VA options side by side, helping you identify the most appropriate program in for your financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Henderson, Rusk, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Henderson, TX

Lendersa® strives to connect you with the best USDA or FHA loans promptly and without hassle. Choose from one of three starting points to match with prospective lenders and explore corresponding USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Golden State Bank
  • 500 North Brand Boulevard, Suite 2300, Glendale, CA, 91203
  • Golden State Bank is a full service bank, serving the business, commercial and professional markets. The Bank is committed to meeting the financial needs of its business clients with loans for working capital, equipment, owner-occupied and investment commercial real estate, and a full array of cash management services.

  • Global Lending
  • 225 E. Broadway, Suite 107C, Glendale, CA, 91203
  • We believe that lending should be an easy process and that business owners deserve access to management documentation. These beliefs drive our approach to small business funding.Small businesses drive local economies to success. That’s why they need easy access to business finances.

  • Glendale Mortgage Company
  • 655 Central Avenue, 17th Floor, Glendale, CA, 91203
  • Since 1987, Glendale Mortgage Company has provided complete financing solutions for real estate. Our clients include real estate developers, pension fund advisors, and private investors.
    Glendale Mortgage can help you achieve your goals. To set up the right Havertown, PA Mortgage plan for you, get in touch with us -- we're happy to help.

  • Metro Lending Services
  • 400 N Brand Blvd, Suite 750, Glendale, CA, 91203
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.

  • Genesis Realty, Inc.
  • 500 North Brand Blvd, Suite 1940, Glendale, CA, 91203
  • Genesis Realty, Inc. has brought together experienced professionals to guide you through aquiring or selling your residential or commercial property.Put your trust in our many years' experience, and enjoy the rewards of our extraordinary knowledge, knowhow and service from start to finish.

  • Loan Gallery
  • 500 North Brand Blvd, 20th Floor, Glendale, CA, 91203
  • Loan Gallery, Inc. is a Mortgage Banking firm that specializes in retail loan originations.
    As a Mortgage Banker, we are able to insure a hassle free experience because each step in the loan process occurs in-house. From processing to underwrting, document preparation and Closing,

  • BNB Financial Inc.
  • 700 N Brand Blvd, Suite 800, Glendale, CA, 91203
  • BNB Financial, Inc, founded in 2012, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. BNB Financial, Inc. is reputed by its peers as a lender with honesty, integrity and outstanding broker service.

  • Advanced Capital Inc
  • 655 N Central Ave, Suite 1731, Glendale, CA, 91203
  • Advanced Capital Inc is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.

  • Allied Lending Group
  • 722 W Wilson Ave, Glendale, CA, 91203
  • The Allied Lending Group Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Clearpath Federal Credit Union
  • 340 Arden Ave, Glendale, CA, 91203
  • Clearpath Federal Credit Union was originally founded by Eugene B. Walsh, Controller at Ralphs Grocery Company with the approval of the grandsons of Ralphs' founder, George Albert Ralphs.His idea was to bring to Ralphs employees better financial opportunities that provided credit and other banking services so they could enjoy a better way of life

  • CitiSky Home Loans
  • 655 North Central Avenue, 17th Floor, Suite 1719, Glendale, CA, 91203
  • CitiSky Home Loans began as an endeavor to provide better resources and more varied mortgage programs to hard working people that simply did not meet the criteria of an ideal borrower. The reality is that not everyone has a high FICO score, a large down payment, and a high grossing income, but these standards for home borrowing