USDA VS FHA in Hickory-Creek, Denton County, TX

In 2026, the USDA loan limit for Hickory-Creek in Denton county of TX is $329,300, whereas the FHA limit for single-family homes is $411,700.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates and to evaluate income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options in parallel, enabling you to select the most fitting program for your personal financial circumstances in .

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2026 Loan Limits and Downpayment Requirements in Hickory-Creek, Denton, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Hickory-Creek, TX

With Lendersa®, you can easily obtain the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to find lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage involves zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Mortgage Network
  • 347 3rd Avenue, 2nd Floor, Chula Vista, CA, 91910
  • American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners—all mortgage professionals--focuses on helping homebuyers achieve the American dream of homeownership. Whether you’re shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target

  • Point Mortgage Corporation
  • 864 Amena Court, Chula Vista, CA, 91910
  • We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates

  • Commercial Lending LLC
  • 7603 Maple Branch Rd, Clifton, VA, 20124
  • Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.

  • Zero Point Loans Inc.
  • 4440 Twain Avenue, Suite 101, San Diego, CA, 92120
  • Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.

  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee

  • Premium Mortgage
  • 895 Palomar St, Suite H, Chula Vista, CA, 91911
  • We are a full-service mortgage company based in Chula Vista, California. We specialize in Home Purchase Loans and Refinance Loans in Chula Vista. We also serve the surrounding cities in San Diego County. We offer a wide range of refinancing options, designed to best meet the needs of local borrowers.

  • RABASA Inc.
  • 780 Callecita Aquila Sur, Chula Vista, CA, 91911
  • Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.

  • Home Loans by Karyn
  • 27215 Highway 189, Suite C, Blue Jay, CA, 92317
  • Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California.

    She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.

  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience