USDA and FHA Pro and Con in Hickory-Creek, Denton County, TX
In 2025, the USDA loan limit for Hickory-Creek in Denton county of TX is $329,300, whereas the FHA limit for single-family homes is $411,700.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates and to evaluate income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options in parallel, enabling you to select the most fitting program for your personal financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Hickory-Creek, Denton, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Hickory-Creek, TX
With Lendersa®, you can easily obtain the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to find lenders and explore USDA loan programs.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage involves zero down payment.
Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.
Kalamazoo County State Bank is the oldest independently owned and operated community bank in Kalamazoo County. The driving force that led to the bank’s formation over ten decades ago came from the Krum and Angell families. Members of both families saw the need for hometown banking services.
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