USDA and FHA Pro and Con in Hickory-Creek, Denton County, TX
In 2025, the USDA loan limit for Hickory-Creek in Denton county of TX is $329,300, whereas the FHA limit for single-family homes is $411,700.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates and to evaluate income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options in parallel, enabling you to select the most fitting program for your personal financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Hickory-Creek, Denton, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Hickory-Creek, TX
With Lendersa®, you can easily obtain the best USDA or FHA loan quickly and effortlessly. Choose from three starting points to find lenders and explore USDA loan programs.
A USDA home loan, supported by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage involves zero down payment.
Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.
We offer mortgages for new home purchases at competitive rates. Whether you need cash out or just want a better rate and term, Pixel is here to help with your refinance. Pixel Mortgage works great with real estate agents. Fast pre-qualification, great rates, helpful processing, and great communication are Pixel qualities.
Capital Mortgage Services A full service mortgage bank of Texas controls all elements of your mortgage transactionof Texas provides a mortgage company with over 30 years of experience in helping our customers. We understand that this isn’t just a loan to you, it’s your home. We take that responsibility very seriously
Casita Capital is a small independent mortgage that provides real estate financing within the State of Texas for individuals and businesses that are looking for alternative financing. Our clients are generally looking for specific financing terms, are not able to qualify for traditional financing or have had their financing fall apart at the last.
Texas Tech Credit Union is an innovative financial institution that is committed to our vision of "Meeting Needs and Creating Value" for our members and community. We provide financial services that benefit our members' lives and set ourselves apart by offering financially superior loans and deposit accounts.
At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service
Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.
Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery
A credit union exists to serve a specific group of people, referred to as a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Cooperative Credit Union was chartered to serve members in 1937. Cooperative Credit Union is owned and operated by its membership.
