In the calendar year 2025, the USDA loan limit for a single-family residence in Horizon-City, located in the county of El Paso, TX, is $285,000. Comparatively, the FHA loan limit is set at $356,362 for similar homes.
Utilize the Lendersa® USDA loan calculator to effectively compare the most competitive USDA versus FHA rates available today. This tool facilitates determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Horizon-City, County of El Paso, TX
Loan Type
Maximum Loan Limit
Down Payment Needed
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Horizon-City, TX
At Lendersa®, we strive to quickly connect you with the most advantageous USDA or FHA loan opportunities, seamlessly and without fuss. Choose from three starting options that link you with lenders and USDA loan programs tailored to your needs.
The USDA home loan is a type of mortgage guaranteed by the government, specifically by the Department of Agriculture. Known also as a USDA rural development loan or USDA mortgage, it is offered only in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, making them a cost-effective alternative for eligible applicants.
Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
Fayette County Savings & Loan Association was organized in October of 1976. By March of 1977, all of the necessary stock was sold and Fayette County Savings & Loan Association was chartered on December 31, 1977. Insurance of accounts was obtained on August 28, 1978, and Fayette County Savings & Loan Association opened for business.
Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception.
National Bank & Trust is a full-service Bank with friendly people who take the time to listen
We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!
Communication Federal Credit Union has been committed to serving members since 1939 and providing the best overall value of financial products and services available. Communication Federal Credit Union has headquarters in Oklahoma City and was founded in 1939. It has more than 85, 000 members and over one billion dollars in assets.
Bank7 is a full-service Oklahoma-based community bank chartered in 1901 and relocated to Oklahoma City in 2005. With locations throughout Oklahoma, Kansas, and Texas, Bank7 has expanded its footprint to service the communities in which we live. Our history and vast experience in the energy industries, real estate, construction, and agriculture
1000 W Wilshire Blvd, Suite 364, Oklahoma City, OK, 73116
Cross Timbers Mortgage specializes in home loans in Oklahoma. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers. The goal is to provide the best guidance, speed
7201 N. Classen Blvd., Suite 105, Oklahoma City, OK, 73116
We have owned and operated a number of successful real estate based business over the past 25 years in the areas of retail, industrial, office and single family residential. Among the affiliated companies are Mull Properties and RSM Properties, which owns and operates a HomeVestors franchise office in Oklahoma City, Oklahoma. HomeVestors is better
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
