USDA Vs. FHA your options comparison in Horizon-City, El Paso County, TX
In 2025, USDA loan limit in Horizon-City, county of El Paso, TX is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Horizon-City, county of El Paso, TX
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Horizon-City, TX
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience
1634 North 7th Street, Suite 1, Phoenix, AZ, 85006
D&E Realty Financing and Investments, LLC in 1998. Since then, D&E Financing has grown to be one of Arizona's leading mortgage brokers. After years of working in the mortgage and real estate fields, the founding partners of D&E Financing came to realize that the number one problem experienced by borrowers was the lack of honesty.
Cash Time Loan Centers has been Arizona’s leading source of trusted Title Loan and Personal Loan services for nearly 25 years. Locally owned and operated with headquarters in Scottsdale, AZ, Cash Time has helped over 300, 000 families get the emergency cash loans they need. With multiple cash loan programs to fit your needs.
11811 N Tatum Blvd, Suite 3031, Phoenix, AZ, 85028
My name is Brandon Ross and I’m a mortgage consultant with B|HOME Mortgage in Phoenix. As a mortgage broker, I have access to numerous programs from the nation’s top residential lenders. I’m here to help you achieve your real estate goals.
My promise is to deliver competitive rates with low costs
3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
Every mortgage company and Loan Officer has the "best" rates, programs, service etc. The resourceful and skilled team at Home Loans By Paige is eager to help you reach your dreams. Mortgages made easy ... How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling! First Time Homebuyers ... Low Down Payment.
11811 North Tatum Boulevard, Suite 3031-11, Phoenix, AZ, 85028
"B Home Mortgage is a local, family owned and operated Mortgage Company serving Phoenix and other parts of Arizona since 2005.
Founded by Brian Carpenter and his father-in-law Kevin Burk, we have always provided exceptional service at a lower rate and price than everyone else on every type of residential mortgage loan.
11120 NTatum Boulevard, Suite 100, Phoenix, AZ, 85028
At Orion Mortgage, we’ve been helping residents all over the Valley reach their dreams of homeownership. Our dedicated team of mortgage and loan professionals are committed to providing the personal attention and excellent customer service you deserve. We are a small company that believes in honesty, hard work, and exemplary customer service.
Happy Valley Mortgage Company, LLC founder of the Donna Avram have been in the mortgage business for over 23 years now, I have been a top producer for many years and now opened my own mortgage brokerage. My business is primarily generated by word of mouth. It brings me great pleasure to see clients leaving my office happy.
