USDA and FHA Pro and Con in Sparks, El Paso County, TX
For 2025, the USDA loan limit for Sparks in El Paso, TX is $336,500, while the FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to examine the top USDA and FHA rates today, identifying the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you determine the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Sparks, El Paso, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Sparks, TX
Lendersa® is committed to obtaining the best USDA or FHA loan for you promptly and hassle-free. Choose one of three starting options to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
502 North Merchant Street, Belle Plaine, KS, 67013
The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.
Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
Morton Credit Union was established in February of 1941, the field of membership originally included employees of Morton Salt and their immediate families. We are an Open Credit Union, our membership includes any person living in Reno county and the surrounding counties. Depositors are insured by the National Credit Union Administration (NCUA)
At MrMortgage.US. We are a full-service mortgage company based in Bonita, CA. We specialize in VA, Conventional, FHA and USDA loans, Purchase & Refinancing in California statewide. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we will protect your bottom line.
At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.
eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.
At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
The Pioneer Mutual Credit Union ("Pioneer") was founded by Momin community of Sidhpur, Gujarat, India in 1981 and it's a member-owned financial institution headquartered in Sugar Land, Texas. Pioneer Mutual Federal Credit Union was granted Federal charter in 2009 and has branch office in Austin, Texas.
We believe in a community Banking philosophy where personal relationships & great experiences go hand-in-hand. We provide convenient technology options that our customers expect – all backed by the highest level of security. At every touch point, you’ll find knowledgeable associates ready to serve our customers with accuracy.
