The USDA loan cap in Agua-Dulce, located within El Paso county, TX, is $285,000 for 2025. In contrast, the FHA limit for a single-family home stands at $356,362.
Utilize Lendersa®'s USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps determine the income, credit score, reserves, and necessary documentation to qualify. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan in Alabama is best suited to your particular financial context.
Examine loan offers from a diverse selection of 100 lenders
| Loan Category | Maximum Limit | Required Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan options swiftly and without any hassle. Choose from three different paths to engage with corresponding lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also known as a USDA rural development or mortgage loan. It is exclusively available in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment, offering an accessible option for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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