USDA VS FHA in San-Elizario, El Paso County, TX

In 2025, the USDA loan limit in San-Elizario, county of El Paso, TX, is $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and determine the necessary income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option in for your financial situation.

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2025 Loan Limits and Down Payments in San-Elizario, county of El Paso, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in San-Elizario, TX

The aim of Lendersa® is to help you secure the best USDA or FHA loan quickly and hassle-free. Select from three starting paths that connect with lenders and USDA loan programs.

Lendersa USDA loan request and results

About USDA Loans in TX

A USDA loan, backed by the government’s Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available exclusively in rural communities. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Slatt Capital
  • 819 Mitten Road, Burlingame, CA, 94010
  • Slatt Capital is a privately held commercial mortgage banking firm with a reputation founded on relationship, integrity, and service excellence. With a track record of success spanning more than five decades, we are attuned listeners that expertly match borrower need with the right capital solution.
  • Capital Realty Group
  • 1200 Howard Ave, Burlingame, CA, 94010
  • Capital Realty Group is a local firm which has specialized in and grown with many distinguished communities in the area. Since 1987, we have enjoyed powerful community recognition built upon our trademark of personalized service to the many families moving in and out of the San Mateo County, Silicon Valley and the San Francisco Peninsula.
  • Action Residential Mortgage
  • 1466 Bellevue Avenue, Suite 27, Burlingame, CA, 94010
  • Action Residential Mortgage + Property Management is a small, family-owned, mortgage broker and property management business. Sandy and Rich take pride in earning their clients’ trust by understanding their unique financial needs and goals. They live and work with integrity, and prove the value of their services with the savings in your pocket.
  • NBT Realty Services, Inc.
  • 2546 Butternut Drive, Hillsborough, CA, 94010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nu Level Equity
  • 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
  • We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
  • Karis Finance
  • 1534 Plaza Lane, Burlingame, CA, 94010
  • Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
  • Pathmark Mortgage Company
  • 1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
  • Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
  • General Mortgage Capital Corporation
  • 1350 Bayshore Highway, Suite 740, Burlingame, CA, 94010
  • GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
  • PREI Capital Group
  • 840 Hinckley Road, Suite 150, Burlingame, CA, 94010
  • Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.