USDA Vs. FHA Pro and Con comparison in San-Elizario, El Paso County, TX

In 2026, the USDA loan limit in San-Elizario, county of El Paso, TX, is $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.

Utilize Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and determine the necessary income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option in for your financial situation.

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2026 Loan Limits and Down Payments in San-Elizario, county of El Paso, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in San-Elizario, TX

The aim of Lendersa® is to help you secure the best USDA or FHA loan quickly and hassle-free. Select from three starting paths that connect with lenders and USDA loan programs.

Lendersa USDA loan request and results

About USDA Loans in TX

A USDA loan, backed by the government’s Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available exclusively in rural communities. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning

  • All City Mortgage, LLC
  • 7225 North East 149th, Place Kenmore, WA, 98028
  • Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.

  • The Henry County Bank
  • 122 East Washington Street, Napoleon, OH, 43545
  • The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Best Life Mortgage Advisor
  • 33 Market Point Drive, Greenville, SC, 29607
  • At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.

  • Next Mortgage LLC
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  • NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction

  • Boykin Home Mortgage
  • 128 Millport Circle, Suite 200, Greenville, SC, 29607
  • At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.

  • American First Lending Corp
  • 450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
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  • CLEVELAND STREET MORTGAGE, LLC
  • 20802 46th Ave SE, Bothell, WA, 98021
  • Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.