USDA Vs. FHA Pro and Con comparison in Fabens, El Paso County, TX

In 2025, in Fabens, within El Paso county, TX, the USDA loan limit is $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and understand the income, credit, reserves, and documents required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your financial context.

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2025 Loan Limits and Down Payment Requirements for Fabens, El Paso, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Fabens, TX

The Lendersa® goal is to swiftly secure for you the best USDA or FHA loan, without hassle. Choose one of three starting strategies to connect with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining the USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, applies solely to rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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