USDA Vs. FHA your options comparison in Fabens, El Paso County, TX

In 2026, in Fabens, within El Paso county, TX, the USDA loan limit is $336,500, whereas the FHA limit for a single-family dwelling is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and understand the income, credit, reserves, and documents required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your financial context.

Explore loan offers from 100 various lenders

2026 Loan Limits and Down Payment Requirements for Fabens, El Paso, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Fabens, TX

The Lendersa® goal is to swiftly secure for you the best USDA or FHA loan, without hassle. Choose one of three starting strategies to connect with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining the USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, applies solely to rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fabens Lenders

  • TFCU-ElPaso
  • 12020 Rojas Drive, El Paso, TX, 79936
  • Lends in Texas
  • Established in 1936, El Paso Area’s Teachers Federal Credit Union began as a credit union that provided the area’s teachers and their families with quality financial products and services.Today, TFCU has expanded their charter to everyone in El Paso County! We’re stronger than ever with more than 57, 000 members and over $607 million in assets.

  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Lends in Texas
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.

  • My Home Loans LLC
  • 1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
  • Lends in Texas
  • At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way
    We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.

  • Rocky Mountain Mortgage Company
  • 2244 Trawood Dr Suite 100, El Paso, TX, 79935
  • Lends in Texas
  • Rocky Mountain Mortgage Company is a locally owned full service Mortgage Banking company. For the past 25 years we have been providing home loans to first time buyers, growing families, and & ction Lending Department works with local developers and builders to assure availability of high quality affordable homes.

  • evolve Federal Credit Union
  • 8820 Gazelle Drive, El Paso, TX, 79925
  • Lends in Texas
  • evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.

  • GECU
  • 1225 Airway Blvd, El Paso, TX, 79925
  • Lends in Texas
  • In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.

  • Sun City Home Loans
  • 1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
  • Lends in Texas
  • Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.

  • Binary Investments, LLC
  • 6044 Gateway Blvd E, Suite 210, El Paso, TX, 79905
  • Lends in Texas
  • We work with a network of investors and hard money lenders to get you the deal that works for your project. We are able to find the right solutions for your real estate investment opportunities. We make our terms simple and understandable so you know you are getting the best deal possible.

  • High Desert Capital LLC
  • 6080 Surety Dr, Suite 101, El Paso, TX, 79905
  • Lends in Texas
  • "The commercial lending market in El Paso, Texas is as
    diverse as the people who populate this city. Our vision
    of providing premier, non-traditional lending services is
    uniquely designed to serve the needs for El Paso, Texas.Our
    commitment to you is to deliver these services through our
    philosophy of working creatively with our clients."