USDA and FHA Pro and Con in Hutchins, Dallas County, TX
In 2025, the USDA loan limit for Hutchins within Dallas county, TX is set at $336,500, compared to the FHA limit of $531,300 for a single-family residence.
Make use of the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA, determining the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program in for your specific financial situation.
Summary of 2025 Loan Limits and Down Payment Requirements in Hutchins, Dallas, TX
Type of Loan
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hutchins, TX
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan, free from hassle. Pick one of three starting approaches that route you to suitable lenders and USDA loan opportunities.
A USDA home loan, insured by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
We were house flippers before lenders, we know what you do and why you do it! Reach out and see how we can work together for years to come! If you have questions, email me at [email protected]! Or call me at 512-659-6344!
Looking forward to a long lasting relationship!
Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
True Sky Credit Union is a not-for-profit financial institution, serving the needs of those who live, work, worship or attend school in the eight counties surrounding the Oklahoma City metro area. We have seven convenient locations in the metro area including branches in Mustang, Capitol Hill, Norman, Edmond, Moore, Northwest Oklahoma City.
Since its inception in 1967 the Usem Mena Federal Credit Union has been serving its members in the MENA, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, and interest rates on fixed loans here on these pages.
We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products
