USDA and FHA Pro and Con in Hutchins, Dallas County, TX
In 2025, the USDA loan limit for Hutchins within Dallas county, TX is set at $336,500, compared to the FHA limit of $531,300 for a single-family residence.
Make use of the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA, determining the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program in for your specific financial situation.
Summary of 2025 Loan Limits and Down Payment Requirements in Hutchins, Dallas, TX
Type of Loan
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hutchins, TX
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan, free from hassle. Pick one of three starting approaches that route you to suitable lenders and USDA loan opportunities.
A USDA home loan, insured by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.
The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs
The First National Bank of Blanchester, an independent community bank serving the needs of the individuals, businesses, & governmental entities within the Bank's market area. Established in March 1907, First National Bank of Blanchester is chartered as a national bank. Located in Blanchester, Ohio, the bank offers a variety of products & services.
The Johnson Financial Group family is proud to offer a comprehensive suite of banking, wealth and insurance services.
Johnson Financial Group provides:
• full line of banking services including wealth, mortgage, leasing, consumer and commercial banking through over 30 locations in Wisconsin and Minnesota.
• management services for individ
109 West Yellowstone Trail, Buffalo Lake, MN, 55314
CenBank strives on being a community based bank where the customer is not just a number. The staff at CenBank values the time spent with customers to build relationships and work towards their financial success. CenBank offers a variety of deposit and business accounts as well as lending options to fit your financial needs.
1401 S Lafayette Boulevard, Suite 100, South Bend, IN, 46613
South Bend Transit Federal Credit Union is a member owned non-profit financial institution. We provide services to persons working/retirees from Transpo and their immediate family members. Putting our members first for over 75 years and ensuring the growth of our credit union to continue to serve families present and future.
IMECO Federal Credit Union was organized in August l949 by 7 employees of Indiana & Michigan Electric Company. The credit union is a cooperative association organized in accordance with the Federal Credit Union Act and for the purpose of promoting thrift among it’s members and creating a source of credit for provident or productive purposes.
AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana. OUR MISSION is to EFFECTIVELY ENHANCE THE FINANCIAL WELL BEING OF THE MEMBERSHIP IN AN EVER CHANGING ECONOMIC ENVIRONMENT BY PROVIDING APPROPRIATE FINANCIAL SERVICES.
