In 2026, the USDA loan limit in the city of Balch-Springs, part of Dallas county, TX, is set at $329,300. Meanwhile, the FHA limit for a single-family home sits at $411,700.
Use Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in suits your specific financial needs.
Explore 2026 Loan Limits and Downpayment Requirements in Balch-Springs, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Balch-Springs, TX
The objective of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you. Choose one of three pathways to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense. Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra
We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members & the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect & fairne
City Credit Union formerly the City Employees Credit Union - was issued a State of Texas charter in 1942. While our beginnings were serving only City of Dallas employees, today we serve the Dallas-Fort Worth-Arlington Metropolitan Statistical Area: anyone who lives, works, worships or attends school in Dallas.
HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
Seagoville Federal Credit Union was founded February 14, 1949. We offer Savings, Checking, and Christmas Club accounts as well as a variety of loans including Vehicles, ATVs, Boats, RVs, Personal, Share Secured & more. We cater to government employees and their families in the Seagoville area.
8150 South Central Expressway, Suite A, Dallas, TX, 75241
Lends in Texas
The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
Justice is a family owned business that originally began in 1972 in Dallas, Texas with one office. Since that time we have grown our operation to 18 locations throughout the DFW Metroplex. We believe in a close personal relationship with all our customers and would look forward to serving your financial needs in the future.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
