USDA and FHA Pro and Con in Balch-Springs, Dallas County, TX
In 2026, the USDA loan limit in the city of Balch-Springs, part of Dallas county, TX, is set at $329,300. Meanwhile, the FHA limit for a single-family home sits at $411,700.
Use Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator conveniently displays USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in suits your specific financial needs.
Explore 2026 Loan Limits and Downpayment Requirements in Balch-Springs, Dallas, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Balch-Springs, TX
The objective of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you. Choose one of three pathways to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require no down payment.
We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
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