USDA VS FHA in Sienna-Plantation, Fort Bend County, TX
In the year 2025, the USDA loan limit for a single-family home in Sienna-Plantation, located within Fort Bend county, TX, is $285,000. In comparison, the FHA loan limit is set at $356,362.
Leverage the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool assists you in figuring out the necessary income, credit scores, reserves, and required documentation to qualify for these loans. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the program best suited for your financial needs in .
2025 Loan Limits and Down Payment Requisites in Sienna-Plantation, County of Fort Bend, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Sienna-Plantation, TX
Lendersa® is committed to quickly providing access to the most suitable USDA or FHA loan options, ensuring a hassle-free experience. Choose one of three initial pathways that align you with lenders and USDA loan programs that fit your criteria.
A USDA home loan is secured by the U.S. Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively available for residential properties located in rural areas. Different from FHA loans that demand a minimum down payment of 3.5%, USDA loans offer the significant advantage of needing no down payment, providing an accessible option for eligible homebuyers.
City Federal Credit Union has been open since 1948. The credit union has assets totaling $60.61 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal state.
Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
Amarillo Venture Capital Inc. is a local commercial mortgage broker & sub-prime lender. With access to over 600 nationwide lenders, as well as venture capital for startups company and established small business. Amarillo Venture Capital Inc. provides strategic working capital from $1, 000 to $1, 000, 000 in as little as 72 hours from approval.
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BancCentral National Association, founded in 1919, offers a range of depository and lending services.
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SpearCo Corporation is committed to finding you the right mortgage products. We offer a variety of products to meet the individual needs of each borrower. From home loans to refinancing existing loans, our loan advisors will make the mortgage process straightforward and simple to meet your needs.