USDA Vs. FHA Pro and Con comparison in Missouri-City, Fort Bend County, TX

In 2025, the USDA loan limit for Missouri-City, in the county of Fort Bend, TX, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and to assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial circumstances in Alabama.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Missouri-City, County of Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Missouri-City, TX

The primary aim of Lendersa® is to secure you the finest USDA or FHA loans swiftly and effortlessly. Start with one of three options connecting you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring the USDA Loan in TX

A USDA home loan is backed by the government's Department of Agriculture. It's also known as a USDA rural development loan or USDA mortgage and is available exclusively in rural neighborhoods. Unlike FHA loans, requiring a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • D&H Lending, Inc.
  • 13355 Noel Road, Suite 1675, Dallas, TX, 75240
  • D&H Lending, Inc We want you to understand exactly who we are and what we can offer before you invest one minute or one dollar with our home loan process. Shopping for a home loan with multiple companies can be extremely overwhelming and difficult. And most companies cannot tell you what they can offer without running a full loan application.
  • Texas Financial Resource Management Inc
  • 13601 Preston Road, Suite E102, Dallas, TX, 75240
  • Our mortgage experts treat you right and give you the personal attention you deserve. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So here is our promise to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
  • Southwest Funding LP
  • 13150 Coit Road, Dallas, TX, 75240
  • Southwest Funding began operations in 1993 under the name Dallas Residential Mortgage. We enjoyed great success early on and before long we were serving the entire state of Texas. This growth caused us to change our name to Texas Residential Mortgage. As we continued to grow and thrive in the industry.
  • Recovco Mortgage Management, LLC
  • 4600 Fuller Dr, Suite 300, Irving, TX, 75038
  • Founded in 2009, by mortgage banking professionals, Recovco is an industry leader in both quality and operational excellence and has proven results of serving clients with due diligence, valuations, quality control, underwriting, and auditing services for banks, mortgage companies, and other market participants.
  • BSI Financial Services
  • 1425 Greenway Drive, Suite 400, Irving, TX, 75038
  • We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
  • Homebound Loans Incorporated
  • 5027 Empire Way, Irving, TX, 75038
  • HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
  • PHH Mortgage Corporation
  • 1431 Greenway Dr, Irving, TX, 75038
  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
  • Financial Consultants Network LLC
  • 4099 McEwen Road, #564, Farmers Branch, TX, 75244
  • At Financial Consultants Network LLC, our expertise as premier Mortgage Advisors and Planners sets us apart. We specialize in integrating mortgage solutions with your long-term financial goals, emphasizing a personal approach due to our 100% referral-based business model. Whether acquiring a primary, investment, or commercial property, we craft tai