USDA VS FHA in Missouri-City, Fort Bend County, TX

In 2026, the USDA loan limit for Missouri-City, in the county of Fort Bend, TX, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates and to assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial circumstances in Alabama.

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2026 Loan Limits and Down Payment Requirements in Missouri-City, County of Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Missouri-City, TX

The primary aim of Lendersa® is to secure you the finest USDA or FHA loans swiftly and effortlessly. Start with one of three options connecting you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring the USDA Loan in TX

A USDA home loan is backed by the government's Department of Agriculture. It's also known as a USDA rural development loan or USDA mortgage and is available exclusively in rural neighborhoods. Unlike FHA loans, requiring a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Missouri-City Lenders

  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Lends in Texas
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.

  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • Lends in Texas
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.

  • Empowerment Community Development Federal Credit Union
  • 6011 West Orem, Houston, TX, 77085
  • Lends in Texas
  • Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members

  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • Lends in Texas
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • Red Door Funding
  • 110 Avenue B, Suite 100, Stafford, TX, 77477
  • Lends in Texas
  • Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!

  • Credit Central
  • 12220 Murphy Rd, Suite E, Stafford, TX, 77477
  • Lends in Texas
  • Credit Central provides installment loans and tax preparation to qualified Alabama, Georgia, Louisiana South Carolina, Tennessee, and Texas residents. To Credit Central and our staff, you are more than just a number. We treat you with courtesy and respect as we work to get you the money you need.

  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Lends in Texas
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.

  • Prompt Mortgage LLC
  • 920 FM 1092, Suite 207, Stafford, TX, 77477
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • PIE Credit Union
  • 12320 Main Street, Houston, TX, 77035
  • Lends in Texas
  • In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.