USDA and FHA Pro and Con in Fresno, Fort Bend County, TX
In 2026, the USDA loan limit in Fresno, county of Fort Bend, TX is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help you decide which program in is optimal for your financial situation.
2026 Loan Limits and Downpayment Requirements in Fresno, county of Fort Bend, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fresno, TX
Lendersa® aims to secure the best USDA or FHA loan quickly and with ease. Choose from three pathways to connect with lenders and USDA loan programs suited to your requirements.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage requires no down payment.
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