USDA and FHA Pro and Con in Fresno, Fort Bend County, TX
In 2025, the USDA loan limit in Fresno, county of Fort Bend, TX is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help you decide which program in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in Fresno, county of Fort Bend, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fresno, TX
Lendersa® aims to secure the best USDA or FHA loan quickly and with ease. Choose from three pathways to connect with lenders and USDA loan programs suited to your requirements.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage requires no down payment.
New Pilgrim Federal Credit Union was established in 1965 as an outreach ministry for members of New Pilgrim Baptist Church designed to meet the basic financial services needs of the congregation. The church is an established institution in Birmingham, Alabama organized in December 1900.
eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
"Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product.
Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
