USDA Vs. FHA Pro and Con comparison in Fresno, Fort Bend County, TX
In 2025, the USDA loan limit in Fresno, county of Fort Bend, TX is $336,500, whereas the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, assessing the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side to help you decide which program in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in Fresno, county of Fort Bend, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fresno, TX
Lendersa® aims to secure the best USDA or FHA loan quickly and with ease. Choose from three pathways to connect with lenders and USDA loan programs suited to your requirements.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage requires no down payment.
Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
Originally named Abilene Air Force Base Federal Credit Union, Communities of Abilene Federal Credit Union was chartered on December 7, 1955 as a single sponsor credit union for the armed services personnel stationed at Abilene Air Force Base (Now Dyess AFB). We had seven founding members and assets of $41.50 by year end.
In 1996, Austin Finance was started when we saw a need for helping people in the local community. Austin Finance Company saw that they could help when small financial issues came up and big banks weren't willing to help.
Since 1996, Austin Finance has grown to have 14 locations in the Great State of Texas. Austin Finance Company is a locally
Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
