USDA Vs. FHA Pro and Con comparison in Jasper, Jasper County, TX
In 2025, the USDA loan limit for Jasper, situated in the county of Jasper, TX, is $336,500, whereas, for a single-family home, the FHA limit is at $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today’s USDA versus FHA best rates. Review the income, credit, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can compare the USDA, FHA, Conforming, and VA options side by side to find the most suitable loan program in for your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Jasper, County of Jasper, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Solutions in Jasper, TX
The mission of Lendersa® is to facilitate access to the best possible USDA or FHA loans swiftly and without hassle. You can start with one of three pathways that connect you with lenders and the USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This type of loan is specifically available for rural areas. Unlike FHA loans that typically require a minimum 3.5% downpayment, a USDA mortgage imposes no down payment, making it a viable option for eligible rural homebuyers.
633 Ne 167th St, Suite 1019, North Miami Beach, FL, 33162
ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB).
For over 40 years, the Bank has developed strong community relationships, always adapting to our customers' lives and specific needs, in a dynamic and positive way.
Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).
400 University Drive, 3rd Floor, Coral Gables, FL, 33134
Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.
The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.
MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.
147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134
At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
