USDA Vs. FHA Pro and Con comparison in Jasper, Jasper County, TX
In 2025, the USDA loan limit for Jasper, situated in the county of Jasper, TX, is $336,500, whereas, for a single-family home, the FHA limit is at $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today’s USDA versus FHA best rates. Review the income, credit, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can compare the USDA, FHA, Conforming, and VA options side by side to find the most suitable loan program in for your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Jasper, County of Jasper, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Solutions in Jasper, TX
The mission of Lendersa® is to facilitate access to the best possible USDA or FHA loans swiftly and without hassle. You can start with one of three pathways that connect you with lenders and the USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This type of loan is specifically available for rural areas. Unlike FHA loans that typically require a minimum 3.5% downpayment, a USDA mortgage imposes no down payment, making it a viable option for eligible rural homebuyers.
"123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
Fixed Rate Mortgages
FHA Streamline Financing
Cash Out Mortgage
Conventional Loans
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