In 2026, the maximum USDA loan limit in Woodville, located in the county of Tyler, TX, is set at $336,500. Meanwhile, the FHA limit for a single-family home is established at $472,030. These figures are crucial for potential homebuyers looking to understand their financing capabilities in these regions, as they significantly influence home affordability and purchasing power.
Utilizing the Lendersa® USDA loan calculator allows you to efficiently compare the current USDA and FHA loan rates, helping to ascertain the necessary income, creditworthiness, reserves, and documentation needed to qualify for each option. Our robust mortgage calculator lets you review USDA, FHA, Conforming, and VA loans side by side, aiding in your determination of which available program in best fits your particular financial needs and circumstances. This comprehensive analysis aids in clarifying the path to selecting the ideal financial solution for your homeownership goals.
2026 Loan Limits and Downpayment Requirements in Woodville, Tyler County, TX
Loan Type
Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These loan limits are reflective of broader economic variables and policy decisions, designed to empower buyers to make well-informed decisions about their financial futures. Understanding these aspects is vital to ensure successful navigation through the home-buying process.
Comprehensive USDA and FHA Loan Options in Woodville, TX
Lendersa® is dedicated to facilitating your pursuit of an optimal USDA or FHA loan swiftly and without undue complexity. Begin by choosing one of three initial approaches crafted to align you with lenders and the USDA loan programs that meet your specific criteria. These pathways are structured to simplify your search, providing clarity and direction in what can be a complicated mortgage landscape.
The USDA home loan, also termed the USDA rural development loan or USDA mortgage, is endorsed by the U.S. Department of Agriculture. Available exclusively in rural communities, this loan product distinguishes itself by requiring no down payment, which contrasts sharply with FHA loans that mandate an initial 3.5% down payment. This feature makes USDA loans particularly advantageous for those considering rural living, as it significantly reduces the upfront cost of purchasing a home, thus easing the path to homeownership.
Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
Advance Capital Funding, LLC, a Texas-based corporation led by Michael Berry, specializes in cutting-edge funding solutions for real estate investors. With expertise in both residential and commercial properties, we excel in expanding real estate investment portfolios. At Advance Capital Funding, we offer flexible, tailored programs ensuring swift
Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
The credit union was started in 1954 by a small group of teachers from Lufkin ISD. Mr. Pop Ward and Miss Zelma Cook were instrumental in the beginning.
The credit union is a state chartered credit union and answers to the Texas Credit Union Department. Savings are insured by the National Credit Union Association up to $250, 000.00.
Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
Mobiloil CU is a not-for-profit financial service cooperative that currently has more than 67, 000 members & assets exceeding $1 Billion. Our purpose is to help members achieve their goals and dreams by providing the financial tools and services to get them there. Mobiloil CU has maintained a competitive position among other financial institutions.
