FHA Vs. USDA loan program for Livingston, Polk County, Texas

In 2025, USDA loan limit in Livingston, county of Polk, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Livingston, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

360-797-5108 1847 miles Lender's profile and map Reviews First Millennium Holdings 601 1st ave suite 1400, Spokane, WA, 98580 making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
(360) 501-9500 1848 miles Lender's profile and map Reviews PUD Federal Credit Union 960 Commerce Avenue, Longview, WA, 98632 At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.
(360) 425-5444 1848 miles Lender's profile and map Reviews Mint Valley Federal Credit Union 3325 Washington Way, Longview, WA, 98632 Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
(360) 423-2770 1848 miles Lender's profile and map Reviews Lower Columbia Longshoremen's Federal Credit Union 629 14th Avenue, Longview, WA, 98632 Lower Columbia Longshoremen's FCU exists to provide each member with personal, professional, convenient and competitive financial services. Once you join your family members are eligible, too. This includes grandparents, parents, spouses, siblings, grandchildren, and children, they can extend the membership opportunity to their family members, too.
(360) 425-2130 1848 miles Lender's profile and map Reviews Red Canoe Credit Union 1418 15th Ave, Longview, WA, 98632 We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.
(360) 414-4000 1848 miles Lender's profile and map Reviews Life Mortgage 842 Washington Way, Suite 110, Longview, WA, 98632 Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
(360) 423-8750 1848 miles Lender's profile and map Reviews Fibre Federal Credit Union 822 Commerce Avenue, Longview, WA, 98632 Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.
(425) 369-9660 1849 miles Lender's profile and map Reviews Tamaela Mortgage 23390 SE 52nd St, Issaquah, WA, 98029 At Tamaela Mortgage, we live by these core values – integrity, trust, commitment, service, and knowledge – every day, in every client relationship. Our product knowledge, work ethic, and dedication to service combine to deliver an unparalleled customer experience. Rob Tamaela, President and CEO at Tamaela Mortgage.
(206) 387-0327 1849 miles Lender's profile and map Reviews Sound Financial Mortgage LLC 24267 Southeast 47th Place, Issaquah, WA, 98029 Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.
(253) 572-5626 1849 miles Lender's profile and map Reviews Mortgage Express, Inc. 17411 Waller Road East, Tacoma, WA, 98446 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
(541) 265-9000 1849 miles Lender's profile and map Reviews Oregon Coast Bank 909 SE Bay Boulevard, Newport, OR, 97365 In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people