FHA Vs. USDA loan program for Livingston, Polk County, Texas

In 2025, USDA loan limit in Livingston, county of Polk, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Livingston, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(541) 575-0264 1628 miles Lender's profile and map Reviews Old West Federal Credit Union 650 West Main Street, John Day, OR, 97845 Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
(510) 352-9090 1628 miles Lender's profile and map Reviews Moore West Federal Credit Union 2450 Washington Avenue, Suite 180, San Leandro, CA, 94577 Moore West FCU was established in 1935 to benefit the employees of the Moore Corporation and their families. Moore West FCU has changed with the times over the last 85 years while keeping the same philosophy of "People Helping People", while at the same time providing a safe and sound financial institution.
(510) 483-1300 1628 miles Lender's profile and map Reviews SMW Federal Credit Union 1750 Abram Ct, San Leandro, CA, 94577 Established in 1962, SMW 104 Federal Credit Union is a non-profit, financial cooperative owned and operated by its members (Sheet Metal Workers' Local Union 104 employees, apprentices and their families) which spans 49 counties from Ventura County, California, to the Oregon border. By understanding the nature of the trade and offering products
(510) 352-9100 1628 miles Lender's profile and map Reviews Outstanding Investment Company Inc 2450 Washington Avenue, Suite 100, San Leandro, CA, 94577 If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.
(510) 516-0843 1628 miles Lender's profile and map Reviews Lane Mortgage, LLC 604 Oakes Boulevard, San Leandro, CA, 94577 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(650) 366-7777 1628 miles Lender's profile and map Reviews Sequoia Federal Credit Union 530 El Camino Real, Redwood City, CA, 94063 Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
(650) 367-8940 1628 miles Lender's profile and map Reviews Polam Federal Credit Union 770 Marshall Street, Redwood City, CA, 94063 Polam Federal Credit Union believes that helping people enrich their financial well-being and attain their goals is the best reward a company can receive. With this in mind, we have dedicated ourselves to providing premiere products and services to help our members reach these goals faster.
(650) 366-5522 1628 miles Lender's profile and map Reviews My Credit Union 510 Veterans Blvd, Suite B, Redwood City, CA, 94063 "My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs. Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
(650) 817-9017 1628 miles Lender's profile and map Reviews Fidelity Brokers Inc. 465 Convention Way, Suite 2, Redwood City, CA, 94063 Fidelity Brokers is located in Fremont, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We are passionate about our job, love our neighborhood and keep up with the latest trends and strategies so that we can pass them on to our clients. Arturo Rodriguez Broker/Owner, Fidelity Brokers Inc.
(650) 364-9800 1628 miles Lender's profile and map Reviews California Consumer Lending 260 Main Street, Suite B, Redwood City, CA, 94063 California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.
(650) 299-9777 1628 miles Lender's profile and map Reviews Redwood Realty Inc. 611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063 Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.