FHA Vs. USDA loan program for Livingston, Polk County, Texas

In 2025, USDA loan limit in Livingston, county of Polk, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

USDA and FHA loan options in Livingston, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

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(620) 397-5324 Lender's profile and map Reviews The First National Bank of Dighton 105 East Long, Dighton, KS, 67839 First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
(706) 638-2520 Lender's profile and map Reviews The Bank of La Fayette, Georgia 101 West Patton Street, La Fayette, GA, 30728 The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
(770) 652-7150 Lender's profile and map Reviews Milestone Mortgage Lending, LLC 110 Evans Mill Drive, Suite 404, Dallas, GA, 30157 Milestone Mortgage is comprised of many top mortgage professionals in the Atlanta Metro Area. Each employee of Milestone Mortgage trains a minimum of 12 Continuing Education Units per year. Members of our staff have worked together for several years in the Atlanta Mortgage industry.
(706) 665-8551 Lender's profile and map Reviews Peoples Bank of Georgia 26 West Monroe Street, Talbotton, GA, 31827 The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia. In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge.
(575) 374-8301 Lender's profile and map Reviews Farmers & Stockmens Bank 22 Maple Street, Clayton, NM, 88415 Since our inception in 1920, the generations of service providers with Farmers & Stockmens Bank have shared the goal of offering our customers the most up-to-date products and services, competitive rates, and sensible terms to help them reach their financial goals. Whether you are buying a CD, buying a house, funding 4-H projects, or funding a cons
(850) 224-4960 Lender's profile and map Reviews FSU Credit Union 2520 N Monroe St, Tallahassee, FL, 32303 FSU Credit Union our members' financial well-being" is what we do every day. As a secure, not-for-profit financial cooperative, our true value comes from returning proceeds back to our member-owners in the form of competitive products and services. You'll also discover a customer-service experience that puts its members.
(850) 681-3601 Lender's profile and map Reviews Florida First Capital Finance 1351 N. Gadsden Street, Tallahassee, FL, 32303 Florida First Capital is Florida's original statewide certified development company promoting economic development and job creation. Under the SBA 504 Loan Program, Florida First Capital works with private-sector lenders to provide eligible small business owners in Florida and Alabama and Georgia.
(618) 254-0605 Lender's profile and map Reviews Midwest Members Credit Union 101 Wesley Drive, Wood River, IL, 62095 Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities
(618) 244-3000 Lender's profile and map Reviews Community First Bank Of The Heartland 117 N. 10th Street, Mount Vernon, IL, 62864 Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
(816) 583-2143 Lender's profile and map Reviews The Hamilton Bank 111 North Davis Street, Hamilton, MO, 64644 By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
(816) 232-8754 Lender's profile and map Reviews Goetz Credit Union 1905 Howard Street, Saint Joseph, MO, 64501 Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.