In the year 2026, the USDA loan limit for Livingston, located in Polk county, TX, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the income, credit, reserves, and necessary documents you need to qualify. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options, helping you to decide the best program in for your financial situation.
Overview of 2026 Loan Limits and Downpayment Requirements in Livingston, Polk County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Livingston, TX
The objective of Lendersa® is to secure the best USDA or FHA loan quickly and effortlessly. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan is supported by the government's Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan demands no down payment at all, providing a significant benefit for eligible borrowers.
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Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects. We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
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1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0% Up to 85% LTC & 70% ARV No application fees Get pre-approved in minutes Close in 7-10 days Low Costs Fees start at 1.25 Points
The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.
At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.
1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
