USDA Vs. FHA Pro and Con comparison in Livingston, Polk County, TX
In the year 2025, the USDA loan limit for Livingston, located in Polk county, TX, is set at $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Determine the income, credit, reserves, and necessary documents you need to qualify. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options, helping you to decide the best program in for your financial situation.
Overview of 2025 Loan Limits and Downpayment Requirements in Livingston, Polk County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Livingston, TX
The objective of Lendersa® is to secure the best USDA or FHA loan quickly and effortlessly. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
A USDA home loan is supported by the government's Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is available exclusively in rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan demands no down payment at all, providing a significant benefit for eligible borrowers.
First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
Chambers Bank is a community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates 24 branches throughout Arkansas.community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates
Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
The Rudkin & Associates Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time.
In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.
Here at your Credit Union, we strive to provide a memorable moment each and every time we assist you with a financial transaction. It is our goal to provide our members with products and services that help them reach their financial goals. Whether you need a low-cost checking account or a low-rate loan, we want to be your first call.
Electric Cooperatives Federal Credit Union is a member-owned financial cooperative dedicated to providing sound, competitive financial services in a professional, responsible, and caring manner for all members while maintaining strong financial stability.
Committed to giving back to our communities,
PEOPLE TRUST'S primary PURPOSE is to promote community development by providing credit counseling services, financial support and literacy for communities that would otherwise not receive said OPPORTUNITIES. PEOPLE TRUST pledges to challenge what has become tradition in today's fluctuating socio-economical system.
At Miracle Mortgage, our passion is helping you finance the home of your family’s dreams!
debbie is the owner of the firm, If you are looking for a place to hang your heart. After 30 years in the real estate industry as a realtor, mortgage lender, escrow officer, title officer and speaker/trainer, Debbie knows that having your home hug
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