USDA Vs. FHA your options comparison in West-Livingston, Polk County, TX
In the year 2026, the USDA loan limit in West-Livingston from Polk county, TX is set at $285,000. Meanwhile, the FHA loan limit for a single-family home is set at $356,362.
To compare the top rates of USDA and FHA loans currently available, use the Lendersa® USDA loan calculator. This tool helps you figure out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see comprehensive comparisons of USDA, FHA, Conforming, and VA programs side by side, aiding your choice of the best financial solution for your situation in .
Loan Limits and Down Payment Requirements 2026 for West-Livingston, Polk, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in West-Livingston, TX
The purpose of Lendersa® is to secure the best possible USDA or FHA loans quickly and without complications. Start with one of three options to connect with suitable lenders and the USDA programs.
A USDA home loan, guaranteed by the United States Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is strictly for rural housing. Differing from FHA loans requiring a 3.5% down payment, USDA loans do not necessitate a down payment.
We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
Advance Capital Funding, LLC, a Texas-based corporation led by Michael Berry, specializes in cutting-edge funding solutions for real estate investors. With expertise in both residential and commercial properties, we excel in expanding real estate investment portfolios. At Advance Capital Funding, we offer flexible, tailored programs ensuring swift
Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.
Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
First National Bank of Trinity is proudly working on a second century of service. First National Bank continues to be a locally owned, community bank that offers full service banking with a hometown touch. A strong sense of community is evidenced by First National’s commitment to numerous local organizations in the Trinity, Riverside service areas.
3210 N. Frazier Street, Suite A, Conroe, TX, 77303
Lends in Texas
As a premier lender in Montgomery and Harris County for the past 10 years, we pride ourselves on complete customer satisfaction. If you are looking for a home and/or home mortgage in Houston, Conroe, Lake Conroe, The Woodlands or anywhere in Texas, there are a wide variety of options to choose from.
Angelina Savings Bank, Ssb is a branch office of Angelina Savings Bank, Ssb. They provide the following services: Full Service Office Location and are located at 1721 Tulane Drive in Lufkin Texas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
