In the year 2026, the USDA loan limit in West-Livingston from Polk county, TX is set at $285,000. Meanwhile, the FHA loan limit for a single-family home is set at $356,362.
To compare the top rates of USDA and FHA loans currently available, use the Lendersa® USDA loan calculator. This tool helps you figure out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see comprehensive comparisons of USDA, FHA, Conforming, and VA programs side by side, aiding your choice of the best financial solution for your situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The purpose of Lendersa® is to secure the best possible USDA or FHA loans quickly and without complications. Start with one of three options to connect with suitable lenders and the USDA programs.
A USDA home loan, guaranteed by the United States Department of Agriculture, is also referred to as a USDA rural development loan or mortgage and is strictly for rural housing. Differing from FHA loans requiring a 3.5% down payment, USDA loans do not necessitate a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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