In 2026, the USDA loan limit in Jersey-Village, located in the county of Harris, TX, is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial circumstances.
Loan limits and down payment requirements for 2026 in Jersey-Village, county of Harris, TX
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA lending choices in Jersey-Village, TX
Lendersa®'s aim is to provide you with the best USDA or FHA loan quickly and effortlessly. Choose from three options to match with lenders and USDA loan programs.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, often called the USDA rural development loan or simply a USDA mortgage. It is restricted to rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
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60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
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1200 Hempstead Turnpike, Franklin Square, NY, 11010
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2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042
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