In 2026, the USDA loan limit in Jersey-Village, located in the county of Harris, TX, is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial circumstances.
Loan limits and down payment requirements for 2026 in Jersey-Village, county of Harris, TX
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA lending choices in Jersey-Village, TX
Lendersa®'s aim is to provide you with the best USDA or FHA loan quickly and effortlessly. Choose from three options to match with lenders and USDA loan programs.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, often called the USDA rural development loan or simply a USDA mortgage. It is restricted to rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.
Energy Capital Credit Union is a state chartered, federally insured, full service financial institution. ECCU received its charter in 1934 under the name Humble Employees Federal Credit Union. The primary field of membership is ExxonMobil employees and annuitants and their families around the world.
Cy-Fair Federal Credit Union is a member-owned, not-for-profit financial cooperative with membership and banking services open to anyone who lives, works, worships or attends school in Harris County. Originally opened as a way to assist with the growing financial needs of the faculty and staff at Cy-Fair ISD,
Member Home Loan (MHL NMLS#105693) has built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders, and individual homebuyers. MHL is a credit union-owned, full-service company with an experienced staff offering expertise in every area of mortgage lending,
Sweetwater Mortgage Company’s Mission is to become the “best” mortgage company in the industry. By “best”, we do not mean the biggest. Instead our mission is to become the “most excellent” mortgage company in our industry. We want to be the “best of the best” within our industry similar to the “Navy Seals” or the “Green Berets.
LEVERAGED ASSETS LLC supports clients with disciplined asset and investment strategies built for growth and risk control. Led by Ronnie McKnight, we deliver clear guidance and responsive service. Ready to move forward? 100% funding for projects. of 10M and up. 500K business line of credit. Call 832-344-0015.
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