USDA Loan Vs. FHA loan for Jersey-Village, TX 2025

In 2025, the USDA loan limit in Jersey-Village, located in the county of Harris, TX, is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.

Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial circumstances.

USDA and FHA lending choices in Jersey-Village, TX

Lendersa®'s aim is to provide you with the best USDA or FHA loan quickly and effortlessly. Choose from three options to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

The USDA home loan is a government-backed loan provided by the Department of Agriculture, often called the USDA rural development loan or simply a USDA mortgage. It is restricted to rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(402) 850-9739 Lender's profile and map Reviews Shotbolt Mortgage Corporation 17310 Wright Street, Suite 104, Omaha, NE, 68130 Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska. As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
(402) 210-8352 Lender's profile and map Reviews Wilhelm Mortgage Inc 17310 Wright Street, Suite 104, Omaha, NE, 68130 Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
(402) 575-9020 Lender's profile and map Reviews Mutual of Omaha Mortgage 17041 Lakeside Hills Plaza A, Omaha, NE, 68130 The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
(402) 391-5838 Lender's profile and map Reviews U.P. Connection Federal Credit Union 6707 Grover Street, Omaha, NE, 68106 U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
(402) 221-0157 Lender's profile and map Reviews Security National Bank 6464 Center St, Suite 100, Omaha, NE, 68106 We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
(606) 348-8411 Lender's profile and map Reviews Monticello Banking Company 50 N Main St, Monticello, KY, 42633 When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
(712) 388-0505 Lender's profile and map Reviews Midstates Bank, National Association 1851 Madison, Council Bluffs, IA, 51503 We are a community bank dedicated to building sustainable communities, businesses and producers. Our brand promise, "More Options, More Service, More Willing, " underpins everything we do. Through exceptional service and expertise, we facilitate small business growth, enable agri-business clients to conduct complex and profitable operations.
(865) 560-7465 Lender's profile and map Reviews 7 \| Mortgage 2077 Town Center Blvd, Suite 302, Knoxville, TN, 37922 We offer a full range of property and casualty insurance products to meet the needs of individuals and businesses. We are passionate about matching the right coverage at the right price. Our agents are not commissioned based employees, so you can rest assured you are receiving the best policy for your individual situation. Our agency is passionate
(865) 392-5450 Lender's profile and map Reviews Foundation Mortgage 123 Center Park Dr, Suite 101, Knoxville, TN, 37922 "The Foundation Mortgage Company Team is your premier mortgage team located in Knoxville, Tennessee. Our goal is to educate you on each of the available mortgage products, communicate with you through the lending process, and close with confidence. vailabl Whether you are a first time home buyer, purchasing your dream home"
(402) 458-2370 Lender's profile and map Reviews Nelnet PO Box 2970, Omaha, NE, 68103 We provide payment technology for over 1, 300 higher education institutions and 11, 500 K-12 schools. We deliver world-class fiber internet, TV, and phone services to residents of Nebraska and Colorado. We help borrowers achieve their educational goals with private student loan and refinance solutions.
(423) 569-8586 Lender's profile and map Reviews The First National Bank of Oneida 18418 Alberta St., Oneida, TN, 37841 First National Bank of Oneida is dedicated to building partnerships and supporting progress since 1904. Blessed throughout the years with insightful visionaries and leaders with strong and sound philosophies, First National Bank is not only the oldest bank but also the only locally owned bank in Scott County