FHA Vs. USDA loan program for Houston, Harris County, Texas

In 2025, USDA loan limit in Houston, county of Harris, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Houston, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(401) 490-3210 1566 miles Lender's profile and map Reviews Best Financial Mortgage Services Inc 108 Phenix Ave, Cranston, RI, 02920 Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
(401) 281-9601 1566 miles Lender's profile and map Reviews Providence Commercial Capital 535 Atwood Ave, Suite 4, Cranston, RI, 02920 Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
401 261 0922 1566 miles Lender's profile and map Reviews EMCAP 1140 Reservoir Avenue, Cranston, RI, 02920 EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
(508) 799-7677 1566 miles Lender's profile and map Reviews Worcester Police Department Credit Union 805 West Boylston Street, Worcester, MA, 01606 The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more
(800) 286-8073 1567 miles Lender's profile and map Reviews Sterling Associates 49 Church St, Whitinsville, MA, 01588 Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.
(508) 234-8112 1567 miles Lender's profile and map Reviews Unibank 49 Church Street, Whitinsville, MA, 01588 We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
(401) 233-4700 1567 miles Lender's profile and map Reviews Navigant Credit Union 1005 Douglas Pike, Smithfield, RI, 02917 From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving. Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
(800) 578-5024 1567 miles Lender's profile and map Reviews One Credit Union 380 River Street, Springfield, VT, 05156 One Credit Union will help our members achieve their financial dreams. One Credit Union provides valued financial products with service that exceeds expectations at every stage of our member’s lives. At One CU, when you achieve your financial goals, then we achieve our goals, working together.
(313) 638-9376 1567 miles Lender's profile and map Reviews East Bay Capital 3406 Zaccaria Way, Stockton, CA, 95212 We have been helping home owners, investors and commercial property owners since 1984. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate and real estate loans to our clients while providing them with the lowest interest rates and closing costs possible.
(401) 603-3732 1567 miles Lender's profile and map Reviews Cornerstone Commercial Capital Warwick Neck Ave, Warwick, RI, 02889 Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
(401) 943-6651 1567 miles Lender's profile and map Reviews Blue Point Commercial Capital 0 Philmont Ave, Cranston, RI, 02910 Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.