USDA VS FHA in Jourdanton, Atascosa County, TX

As of 2026, the USDA loan ceiling in Jourdanton, county of Atascosa, TX, is $359,700, while the FHA cap for a single-family residence reaches $524,400. Understanding these limits is crucial for potential homebuyers as it influences the range of homes they can consider purchasing in this area.

Leverage the Lendersa® USDA loan calculator to effectively compare the top USDA versus FHA rates today. Determine the income, creditworthiness, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the ideal financial product for your financial condition in .

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2026 Loan Limits and Downpayment Requirements in Jourdanton, Atascosa County, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Jourdanton, TX

The mission of Lendersa® is to secure you the best USDA or FHA loan swiftly and hassle-free. Start by selecting a preferred pathway from three, ensuring a compatible match between you, potential lenders, and USDA loan solutions.

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An Overview of USDA Loans in TX

The USDA home loan, also known as the USDA mortgage or rural development loan, is supported by the U.S. Department of Agriculture. Available only in rural areas, it does not require a down payment, unlike FHA loans which necessitate a minimum of 3.5%. This makes the USDA mortgage an advantageous option for qualified buyers considering rural residences, as it lowers the initial costs of acquiring a property considerably.

Enter your location to find out if it qualifies for USDA rural housing loan?



Jourdanton Lenders

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • Lends in Texas
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.

  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • Lends in Texas
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • LiftFund Laredo
  • 2007 W. Martin Street, San Antonio, TX, 78207
  • Lends in Texas
  • LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.

  • U.S. Bridging Loans
  • 118 Broadway STE 638, San Antonio, TX. 78205 USA, San Antonio, TX, 78205
  • Lends in Texas
  • Global Mortgage Group (GMG) address the need for comprehensive International real estate financing solutions. Our unique network and capabilities has allowed for asset backed loan placement in niche industries such as cannabis, and distressed situation of foreign owned property.

    For more information, Visit: https://usbridgeloans.com/

  • Frost Bank
  • 110 Austin Hwy, San Antonio, TX, 78205
  • Lends in Texas
  • Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us.

  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Lends in Texas
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering

  • RETax Funding
  • 125 Lamar Street, Suite 108-C, San Antonio, TX, 78202
  • Lends in Texas
  • RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.

  • Air Force Federal Credit Union
  • 1560 Cable Ranch Road, Suite 200, San Antonio, TX, 78245
  • Lends in Texas
  • AFFCU (Air Force Federal Credit Union) is a full-service financial organization based in San Antonio, Texas. We offer banking products including savings, checking, money market accounts, certificate accounts, and more. We also provide auto loans, personal loans, mortgage loans, home equity loans, Visa credit cards, and more.

  • River City Federal Credit Union
  • 610 Augusta Street, San Antonio, TX, 78215
  • Lends in Texas
  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.