USDA VS FHA in Floresville, Wilson County, TX

In 2026, the USDA loan limit for Floresville in Wilson county, TX, is set at $357,500, whereas the FHA limit for a single-family home is $524,400.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit thresholds, reserves, and documentation needed for eligibility. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA to help you decide which option in best suits your financial needs.

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Loan Limits and Down Payment in Floresville, Wilson, TX for 2026

Loan Type Loan Limit Down Payment
USDA $357,500 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Floresville, TX

Lendersa® focuses on swiftly securing the best USDA or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and USDA loan options.

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What Defines a USDA Loan in TX?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage and is available exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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