USDA and FHA Pro and Con in Pleasanton, Atascosa County, TX

In 2026, the USDA loan limit for Pleasanton in Atascosa county, TX, stands at $359,700, whereas the FHA limit is $524,400 for a single-family dwelling.

Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. It will help you determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side-by-side to choose which program in best suits your financial circumstances.

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Loan Limits and Downpayment Requirements for 2026 in Pleasanton, Atascosa, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Pleasanton, TX

Lendersa® strives to connect you with the ideal USDA or FHA loan promptly and effortlessly. Select from one of three initial approaches that align you with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Exploring USDA Loans in TX

The USDA home loan, assured by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pleasanton Lenders

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • Lends in Texas
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.

  • U.S. Bridging Loans
  • 118 Broadway STE 638, San Antonio, TX. 78205 USA, San Antonio, TX, 78205
  • Lends in Texas
  • Global Mortgage Group (GMG) address the need for comprehensive International real estate financing solutions. Our unique network and capabilities has allowed for asset backed loan placement in niche industries such as cannabis, and distressed situation of foreign owned property.

    For more information, Visit: https://usbridgeloans.com/

  • Frost Bank
  • 110 Austin Hwy, San Antonio, TX, 78205
  • Lends in Texas
  • Frost provides banking, investments, and insurance services to businesses and individuals throughout Texas. Founded in 1868, Frost is one of the 50 largest U.S. banks by asset size. At Frost, everything we do is aimed at making customers’ lives better. We do it by creating and delivering great experiences to them every time they interact with us.

  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Lends in Texas
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering

  • RETax Funding
  • 125 Lamar Street, Suite 108-C, San Antonio, TX, 78202
  • Lends in Texas
  • RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.

  • LiftFund Laredo
  • 2007 W. Martin Street, San Antonio, TX, 78207
  • Lends in Texas
  • LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.

  • Select Federal Credit Union
  • 1914 N Interstate 35, San Antonio, TX, 78208
  • Lends in Texas
  • Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.

  • River City Federal Credit Union
  • 610 Augusta Street, San Antonio, TX, 78215
  • Lends in Texas
  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.

  • CPS IBEW Federal Credit Union
  • 1002 Camden Street, San Antonio, TX, 78215
  • Lends in Texas
  • In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.