USDA Vs. FHA your options comparison in Pleasanton, Atascosa County, TX

In 2025, the USDA loan limit for Pleasanton in Atascosa county, TX, stands at $359,700, whereas the FHA limit is $524,400 for a single-family dwelling.

Employ the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. It will help you determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side-by-side to choose which program in best suits your financial circumstances.

Explore loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Pleasanton, Atascosa, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Pleasanton, TX

Lendersa® strives to connect you with the ideal USDA or FHA loan promptly and effortlessly. Select from one of three initial approaches that align you with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Exploring USDA Loans in TX

The USDA home loan, assured by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pathways Financial Credit Union
  • 5665 N. Hamilton Rd, Columbus, OH, 43230
  • Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
  • Plaza Residential Mortgage
  • 3610 Central Avenue, Riverside, CA, 92506
  • Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
  • Provident Savings Bank
  • 3756 Central Avenue, Riverside, CA, 92506
  • Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
  • Lysa Nelson
  • 3269 Highcliff Rd, Riverside, CA, 92506
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • National One Mortgage Corp.
  • 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
  • The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
  • Valley View Financial Services Inc.
  • 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ivan & Maria Navarro
  • 3400 Central Avenue, Suite 350, Riverside, CA, 92506
  • We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.
  • First Lending Solutions
  • 6370 Magnolia Ave Suite 210, Riverside, CA, 92506
  • 1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Westin Mortgage
  • 3400 Central Ave Ste 345, Riverside, CA, 92506
  • Westin Mortgage is a Mortgage Banker serving the entire state of California.Westin Mortgage is positioned to serve the needs of people looking for Professional Mortgage Services.Your faith in us allows us the opportunity to apply our skills and customer service to to work on your behalf to provide you with a diverse of mortgage products.
  • Fayette Federal Credit Union
  • 6058 Robert C Byrd Drive, Mount Hope, WV, 25880
  • Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner.
  • Parks Funding Group
  • 985 Kendall Drive, Suite 167, San Bernardino, CA, 92405
  • At Parks Funding Group, our professional contract buyers work closely with holders of private residential mortgage notes, business notes, and many other contractual obligations when the need for FAST CASH arises. For those holding private mortgage notes from the sale of their previous residence.