USDA Vs. FHA Pro and Con comparison in Falfurrias, Brooks County, TX

In 2026, the USDA loan limit within Falfurrias, Brooks county, TX amounts to $336,500, whereas the FHA single-family home limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, assessing the required income, credit, reserves, and necessary documentation for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA side-by-side, assisting you in choosing the best program for your financial scenario in .

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Loan Limits and Downpayment Requirements for 2026 in Falfurrias, Brooks, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Selecting USDA and FHA Loan Options in Falfurrias, TX

Lendersa® strives to quickly connect you with the most beneficial USDA or FHA loan without hassle. Begin with one of three starting points to align with lenders offering USDA loan programs.

Lendersa USDA loan request match results

Defining the USDA Loan in TX

A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. In contrast to FHA loans requiring a 3.5% down payment, a USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First United Bank
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