USDA Vs. FHA your options comparison in New-Braunfels, Comal County, TX

As of 2026, the USDA loan ceiling for New-Braunfels in Comal County, TX, stands at $322,900. Meanwhile, the FHA loan cap for a single-family dwelling is $403,650.

Take advantage of the Lendersa® USDA loan calculator to evaluate the current USDA and FHA top rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans simultaneously, aiding Californian borrowers in finding the option best suited to their financial circumstances.

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2026 loan ceilings and downpayment specifics in New-Braunfels, Comal County, TX

Loan Category Maximum Amount Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in New-Braunfels, TX

Lendersa® is dedicated to swiftly helping you secure an optimal USDA or FHA loan. Start with any of the three approaches provided, which guide you to finding the appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in TX

USDA home loans are government-backed loans offered by the Department of Agriculture, also called USDA rural development loans or USDA mortgages, and are exclusively available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



New-Braunfels Lenders

  • Elite Mortgage Services
  • 1247 JDJ, New Braunfels, TX, 78132
  • Lends in Texas
  • Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.

  • County Line Mortgage
  • 737 San Mateo, New Braunfels, TX, 78132
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Barton Springs Financial
  • 801 Madison Ave, New Braunfels, TX, 78130
  • Lends in Texas
  • We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.

  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Lends in Texas
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • Kellibrooke Mortgage Partners, LLC
  • 140 Living Oak Cove, San Marcos, TX, 78666
  • Lends in Texas
  • Kellibrooke Mortgage Partners, LLC is an Austin-based Texas residential mortgage brokerage operated by Case Laviolette. Kellibrooke shops eligible borrower scenarios across a wholesale lender network for purchase and refinance financing, including conventional, FHA, VA, USDA, jumbo, self-employed, bank-statement and investor programs.

  • Blue Sky Mortgage Company
  • 2700 Hunter Rd, Suite B, San Marcos, TX, 78666
  • Lends in Texas
  • Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Lends in Texas
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage

  • Marion State Bank Texas
  • 301 West San Antonio Street, Marion, TX, 78124
  • Lends in Texas
  • Marion State Bank was granted a charter from the state on October 26, 1906, making it the 134th state chartered bank in TX. Marion State Bank is the seventh-oldest bank in TX that is still operating under its charter. When the bank was founded, it was housed in the rear portion of the first floor of the H. D. Dreyer Building, known as Waldorf Club.

  • Randolph-Brooks Federal Credit Union
  • PO Box 2247, Universal City, TX, 78148
  • Lends in Texas
  • We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.