As of 2026, the USDA loan ceiling for New-Braunfels in Comal County, TX, stands at $322,900. Meanwhile, the FHA loan cap for a single-family dwelling is $403,650.
Take advantage of the Lendersa® USDA loan calculator to evaluate the current USDA and FHA top rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans simultaneously, aiding Californian borrowers in finding the option best suited to their financial circumstances.
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| Loan Category | Maximum Amount | Down Payment | |
| USDA | $322,900 | 0% | |
| FHA | $403,650 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to swiftly helping you secure an optimal USDA or FHA loan. Start with any of the three approaches provided, which guide you to finding the appropriate lenders and USDA loan programs.
USDA home loans are government-backed loans offered by the Department of Agriculture, also called USDA rural development loans or USDA mortgages, and are exclusively available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans necessitate no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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