USDA and FHA Pro and Con in New-Braunfels, Comal County, TX
As of 2025, the USDA loan ceiling for New-Braunfels in Comal County, TX, stands at $322,900. Meanwhile, the FHA loan cap for a single-family dwelling is $403,650.
Take advantage of the Lendersa® USDA loan calculator to evaluate the current USDA and FHA top rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans simultaneously, aiding Californian borrowers in finding the option best suited to their financial circumstances.
2025 loan ceilings and downpayment specifics in New-Braunfels, Comal County, TX
Loan Category
Maximum Amount
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in New-Braunfels, TX
Lendersa® is dedicated to swiftly helping you secure an optimal USDA or FHA loan. Start with any of the three approaches provided, which guide you to finding the appropriate lenders and USDA loan programs.
USDA home loans are government-backed loans offered by the Department of Agriculture, also called USDA rural development loans or USDA mortgages, and are exclusively available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans necessitate no down payment at all.
It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 16 offices covering 48 counties throughout north and central Texas and have $1.7 billion in assets.
222 East Renfro St, Suite 134, Burleson, TX, 76028
Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.
In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
First National Bank of Burleson is a locally owned bank that was established in 1981 and has been serving the financial needs of Johnson, Tarrant, and surrounding counties since that time. It is the only bank that is actually chartered in Burleson so it is truly the only hometown bank. As one of the few remaining independent banks in the area.
Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.