USDA Vs. FHA your options comparison in Mila-Doce, Hidalgo County, TX

For 2025, the USDA loan maximum in Mila-Doce, located in Hidalgo county, TX, stands at $285,000. The FHA limit for a single-family dwelling is $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Figure out the income, credit score, reserves, and paperwork needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program in for your financial circumstances.

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Loan limits and down payment requirements for 2025 in Mila-Doce, Hidalgo county, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA loan alternatives in Mila-Doce, TX

The aim of Lendersa® is to provide you with exceptional USDA or FHA loans quickly, minimizing hassle. You can start by selecting any of three pathways that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request comparison results

An Overview of USDA Loans in TX

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan mandates no down payment, offering an advantageous option for qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Concho Valley Credit Union
  • 1002 South Abe Street, San Angelo, TX, 76903
  • Concho Valley Credit Union was organized in 1930 for the postal workers and was named Postal Credit Union. In 1980, the name was changed to Concho Valley Government Employees Credit Union to reflect the true membership covered. Then, in the summer of 2005, our name was changed once again to Concho Valley Credit Union.
  • Western Shamrock Corporation
  • 801 S. Abe, San Angelo, TX, 76903
  • Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
  • Dream Home Funding
  • 4745 Rockwood Drive, San Angelo, TX, 76905
  • Providing Texans with the best service and lowest cost mortgages since 1998. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity.
  • First National Bank of Dublin
  • 825 N. Patrick, Dublin, TX, 76446
  • The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
  • Lakeside Bank LA
  • 4735 Nelson Rd., Lake Charles, LA, 70606
  • Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.
  • Access of Louisiana FCU
  • 519 Kirby Street, Lake Charles, LA, 70601
  • Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
  • Calcasieu Parish Employee Federal Credit Union
  • 1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601
  • The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.
  • First Federal Bank of Louisiana
  • 1135 Lakeshore Drive, Lake Charles, LA, 70601
  • First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments