USDA VS FHA in Mila-Doce, Hidalgo County, TX

For 2025, the USDA loan maximum in Mila-Doce, located in Hidalgo county, TX, stands at $285,000. The FHA limit for a single-family dwelling is $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Figure out the income, credit score, reserves, and paperwork needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the right program in for your financial circumstances.

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Loan limits and down payment requirements for 2025 in Mila-Doce, Hidalgo county, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA loan alternatives in Mila-Doce, TX

The aim of Lendersa® is to provide you with exceptional USDA or FHA loans quickly, minimizing hassle. You can start by selecting any of three pathways that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request comparison results

An Overview of USDA Loans in TX

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is restricted to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan mandates no down payment, offering an advantageous option for qualified buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cabot Community Credit Union
  • 1063 N Sumner Street, Pampa, TX, 79065
  • Cabot Credit Union was officially chartered on June 6, 1931 after successfully completing the filing process with the Department of Banking. On 1956, Cabot Credit Union changed our name to Cabot Employees Credit Union to better reflect the membership of the time. Our commitment to our membership. It defines who we are, what we do, and why we exist.
  • The Citizens Bank of Clovis
  • 421 Pile Street, Clovis, NM, 88101
  • Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
  • The Bank of Clovis
  • 300 Main Street, Clovis, NM, 88101
  • The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
  • Cannon Federal Credit Union
  • 4205 North Prince Street, Clovis, NM, 88101
  • Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
  • American Heritage Bank Clovis
  • 3300 N. Prince Street, Clovis, NM, 88101
  • The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
  • Frost Mortgage Lending Group
  • 2610 N Prince St, Clovis, NM, 88101
  • Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
  • AG New Mexico
  • 4501 North Prince Street, Clovis, NM, 88101
  • Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
  • The Mortgage SuperStore
  • 420 Commerce Way, Clovis, NM, 88101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.