USDA VS FHA in Webster, Harris County, TX

For 2026, the USDA loan limit in Webster, within Harris, TX is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Webster, Harris, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Webster, TX

Lendersa® aims to quickly provide you with the best USDA or FHA loan with ease. Begin by selecting one of three options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, also called the USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and exclusively available in rural areas. FHA loans require a minimum of a 3.5% down payment, while USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Webster Lenders

  • All Reverse Mortgage®
  • 17300 El Camino Real, Suite 110, Houston, TX, 77058
  • Lends in Texas
  • All Reverse Mortgage, Inc. is proud to be Texas's #1 rated reverse mortgage lender by the BBB with a Perfect 5.0 stars and A+ review. All Reverse Mortgage® lends in 16 states nationwide, and throughout all of the Lone Star state. All Reverse began in November 2007 and as the name implies,

  • My Mortgage Ace
  • 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058
  • Lends in Texas
  • We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.

  • Southern Coast Mortgage LLC
  • 1918 Port Royal Drive, Houston, TX, 77058
  • Lends in Texas
  • Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.

  • Legend Home Lending
  • 17047 El Camino Real, Suite 150, Houston, TX, 77058
  • Lends in Texas
  • Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.

  • Noble Home Mortgage LLC
  • 1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546
  • Lends in Texas
  • Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.

  • Houston Home Flips
  • 913 Walnut Pointe, League City, TX, 77573
  • Lends in Texas
  • Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately.

    Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in

  • LUV Mortgage LLC
  • 2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
  • Lends in Texas
  • Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs.

    From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it

  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • Lends in Texas
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.

  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • Lends in Texas
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.