USDA Loan Vs. FHA loan for Webster, TX [Harris County Rates 2023]

In 2025, USDA loan limit in Webster, county of Harris, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Webster, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 222-3236 1937 miles Lender's profile and map Reviews Fulton Financial Consultants, Inc. 3790 Shorewood Avenue, Greenbank, WA, 98253 Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.
(360) 757-1898 1944 miles Lender's profile and map Reviews Hometown Mortgage Corporation 275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(360) 757-2462 1944 miles Lender's profile and map Reviews Private Lending Investments, Inc. 120 E George Hopper Rd, Suite 200, Burlington, WA, 98233 "Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan. We specialize in the ability to structure each of the private loans"
(360) 685-8058 1952 miles Lender's profile and map Reviews 1st Mortgage Services 714 Lakeway Dr, Bellingham, WA, 98229 The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(866) 966-0637 1953 miles Lender's profile and map Reviews Peninsula Mortgage Inc. 224 W. Washington St, Suite 103, Sequim, WA, 98382 Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.
(360) 683-4848 1953 miles Lender's profile and map Reviews Sean Clift Mortgage 803 Carlsborg Rd, Sequim, WA, 98382 Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
(360) 533-9990 1954 miles Lender's profile and map Reviews Great NorthWest Federal Credit Union 301 W Wishkah Street, Aberdeen, WA, 98520 Great NorthWest Federal Credit Union was chartered in April 1953 as Schafer Mill Employees Credit Union. When Weyerhaeuser bought out Schafer Mill in 1955, the credit union became known as Twin Harbors W Credit Union. It was a state-chartered credit union serving Weyerhaeuser Company employees and their families.
(360) 537-4098 1954 miles Lender's profile and map Reviews Bank of the Pacific 300 E Market St, Aberdeen, WA, 98520 Bank of the Pacific is a full service community Bank based in Aberdeen, WA with additional regional offices in Long Beach and Bellingham. Our Bank is committed to providing professional, convenient and personalized financial services to the individuals and businesses of Grays Harbor, Pacific, Skagit, Wahkiakum and Whatcom counties.
(360) 293-4862 1956 miles Lender's profile and map Reviews Puget Sound Refinery Federal Credit Union 12275 Bartholomew Road, Anacortes, WA, 98221 On January 26, 1954, we received our charter as North Montana Texaco Employees Federal Credit Union. In 1958 our name was changed to Puget Sound Texaco Federal Credit Union. In June of 1988, Seattle Texaco Credit Union merged with our credit union. When Texaco merged with Equilon, the new credit union name became E. E. Federal Credit Union.
(360) 671-8044 1958 miles Lender's profile and map Reviews Neighborhood Mortgage 4164 Meridian Street, Suite 108, Bellingham, WA, 98226 Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
(360) 739-1079 1958 miles Lender's profile and map Reviews Hyak Financial 2435 Strider Ln, Suite 105, Bellingham, WA, 98226 Hyak Financial provides a wide variety of commercial mortgage products and business financing services. With over 90 years of combined commercial banking, mortgage, and real estate experience, the Hyak Financial Team has the experience to find the best rates and terms on most commercial real estate or business financing transactions.