For 2026, the USDA loan limit in Webster, within Harris, TX is set at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, and determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly provide you with the best USDA or FHA loan with ease. Begin by selecting one of three options to find matching lenders and USDA loan programs.
The USDA home loan, also called the USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and exclusively available in rural areas. FHA loans require a minimum of a 3.5% down payment, while USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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