USDA Vs. FHA Pro and Con comparison in Onalaska, Polk County, TX
In 2025, within Onalaska, county of Polk, TX, the USDA loan limit is established at $336,500. Meanwhile, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program in that is best suited for your financial status.
2025 Loan Limits and Downpayment Requirements in Onalaska, County of Polk, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Onalaska, TX
The mission of Lendersa® is to promptly secure the best possible USDA or FHA loans for you, without hassle. Opt for one of three starting points that connect you to cooperating lenders and respective USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan. This financial aid is restricted to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
7904 E Chaparral Rd, #A110-443, Scottsdale, AZ, 85250
Scottsdale Private Lending, LLC is a private real estate lender based in Scottsdale, Arizona. Our specialty is making loans on investment real estate within Arizona. When the traditional lending institutions fall short in terms of speed, underwriting and out of the box solutions, we offer common sense alternatives in an efficient and economical man
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Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.
Chris Rosner is the owner of the Renaissance Lending Group, LLC. As a Certified Mortgage Planning Specialist professional, Chris is committed, qualified and equipped to help you implement mortgage, cash flow and home equity strategies. His hope is to help you build and conserve your wealth whether you are buying a home or refinancing your mortgage.
8747 South Priest Drive, Suite 101, Tempe, AZ, 85284
ARIZONA MORTGAGE SPECIALISTS INC is in the Mortgage Bankers and Loan Correspondents industry in Tempe, AZ. When it comes to comprehensive loan programs, trust none other than Arizona Mortgage Specialists, Inc. We are a reliable mortgage lender in Arizona and California offering a variety of options for your different housing loan needs.
9180 South Kyrene Road, Suite 101, Tempe, AZ, 85284
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Welcome to the Wholesale Mortgage Team!
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