USDA and FHA Pro and Con in Mabank, Kaufman County, TX

By 2025, within the realms of Mabank, Kaufman, in TX, USDA loans are capped at $360,600, whereas the FHA's cap is $531,300 for individual homes.

Employ the Lendersa® USDA loan calculator to juxtapose today's optimal USDA with FHA rates. Experience the detailed insights into qualifying income, credit check, necessary documents, and reserves to apply effectively. Our innovative mortgage calculator showcases USDA, FHA, Conforming, and VA plans side by side, enabling you to choose the best program suited to your particular financial scene in .

Explore offers from 100 distinct lenders

Loan limits & down payment essentials 2025 in Mabank, Kaufman, TX

Loan Category Ceiling Amount Down payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA versus FHA loan selections in Mabank, TX

The mission of Lendersa® is to secure the swiftest and most efficient USDA or FHA loan experience. Opt for one of the three paths provided, enabling a match with lending institutions and USDA loan offerings.

Lendersa USDA loan requests and results

Defining USDA Loans in TX

The USDA mortgage is a government-backed loan facilitated by the Department of Agriculture, often called a USDA rural development loan, offered exclusively in rural areas. Contrary to the FHA loans demanding at least a 3.5% deposit, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tulane Loyola Federal Credit Union
  • 1440 Canal Street, Suite 101, New Orleans, LA, 70112
  • Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners. Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.
  • Simple Lending by Mortgage Dynamics
  • 1615 Poydras St, Suite 940, New Orleans, LA, 70112
  • Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
  • The Real Estate Authority Lending LLC
  • 1615 Poydras Street, Suite 900, New Orleans, LA, 70112
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Eustis Mortgage
  • 798 S. Rampart, New Orleans, LA, 70113
  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
  • First National Bank
  • 729 West 7th Avenue, Spearman, TX, 79081
  • A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
  • SWBE FCU
  • 625 St Joseph Street, Room B-13, New Orleans, LA, 70165
  • We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
  • Crescent Bank & Trust
  • 1100 Poydras Street, Suite 100, New Orleans, LA, 70163
  • Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
  • Gateway 2 Cap LLC
  • 201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
  • The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Hancock Whitney Bank
  • 701 Poydras Street, New Orleans, LA, 70139
  • We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.