USDA Vs. FHA Pro and Con comparison in Gun-Barrel-City, Henderson County, TX
For 2025, the USDA loan cap in Gun-Barrel-City, located in the county of Henderson, TX, is $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's preferred USDA and FHA rates. This tool will also help determine the required income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most fitting program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Gun-Barrel-City, Henderson, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Gun-Barrel-City, TX
The aim of Lendersa® is to seamlessly provide you the best USDA or FHA loans without delay. Choose among three starting points that connect you with suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Whereas FHA loans require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.
Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
Oklahoma State Bank is proud of its tradition of local ownership and management. For over 90 years OSB has served our local communities with solid banking leadership and a focus on the needs of our customers. Our mission is to meet the needs of our local communities by combining time honored banking principles with a forward thinking approach.
Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.
Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
After more than 100 years in business, FNBC demonstrates that a bank can be much greater than its balance sheet; it can be a powerful catalyst for community and individuals to pursue and achieve their highest aspirations. Chartered in 1912, FNBC’s century-long legacy has been forged through diligence, passion and execution.
Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.
Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
