USDA VS FHA in Gun-Barrel-City, Henderson County, TX
For 2026, the USDA loan cap in Gun-Barrel-City, located in the county of Henderson, TX, is $285,000. Meanwhile, the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's preferred USDA and FHA rates. This tool will also help determine the required income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most fitting program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Gun-Barrel-City, Henderson, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Gun-Barrel-City, TX
The aim of Lendersa® is to seamlessly provide you the best USDA or FHA loans without delay. Choose among three starting points that connect you with suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Whereas FHA loans require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.
First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.
City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
ESB Mortgage, a department of Ennis State Bank, makes it easy and convenient for you to shop for the loan options that are right for you at the most competitive rates. We provide our customers with direct access to an experienced, “live” loan officer. Our staff is here to guide you through the often difficult and challenging process.
First State Bank of Ben Wheeler is a true Texas community bank. Locally owned and operated since 1911, our mission is to always have superior customer service. You are not a number to us. You are a person, a family, a business partner, and a part of the future of Van Zandt County. Locally owned means that decisions are made here.
The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.
HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
Seagoville Federal Credit Union was founded February 14, 1949. We offer Savings, Checking, and Christmas Club accounts as well as a variety of loans including Vehicles, ATVs, Boats, RVs, Personal, Share Secured & more. We cater to government employees and their families in the Seagoville area.
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
Ellis County Teachers & Employees Federal Credit Union
61 Northgate Drive, Waxahachie, TX, 75165
Lends in Texas
Ellis County Teachers & Employees Federal Credit Union, you’re a member, not a number. Our goal is to put our members first in all we do.We provide products and services that help the financial stability and economic growth for both our members and our community. As part of your community, we plan for the future to help individuals achieve.
