USDA and FHA Pro and Con in Mauriceville, Orange County, TX

For 2025, the USDA loan cap in Mauriceville, which is within Orange county, TX, stands at $336,500. Meanwhile, the FHA threshold for a single-family residence is fixed at $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's leading USDA versus FHA rates. This tool assists in evaluating the income, credit profile, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans in parallel, enabling a decision on the most suitable program in Alabama for your financial scenario.

Scrutinize loan offers from an array of 100 lenders

2025 Loan Maximums and Down Payment Criteria in Mauriceville, Orange, TX

Loan Category Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Solutions in Mauriceville, TX

Lendersa® seeks to promptly supply the best USDA or FHA loan options, free from complication. Choose from three starting options to pair with lenders and USDA loan frameworks.

Lendersa USDA loan inquiry and matched outcomes

Understanding What a USDA Loan Is in TX

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development or mortgage loan, designed exclusively for rural areas. Contrary to FHA loans that necessitate at least a 3.5% down payment, no down payment is required for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • My Community Credit Union
  • 600 West Louisiana, Midland, TX, 79701
  • My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
  • Lamar Bank and Trust Company
  • 1000 Broadway, Lamar, MO, 64759
  • Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
  • Cleo State Bank
  • 202 South Square, Cleo Springs, OK, 73729
  • The Cleo State Bank is the oldest Bank in Major County, Oklahoma. It was chartered in 1900 and has been serving individuals and local businesses in Northwest Oklahoma for over 100 years. The Cleo State Bank is locally owned and operated. With over 200 years of combined experience, our team is focused on serving our communities.
  • BANK OF NEW MADRID
  • 229 Main Street, New Madrid, MO, 63869
  • Bank of New Madrid had approximately five employees with manual typewriters, adding machines and posting machines to assist in the daily work. Electric typewriters and adding machines, as well as proof machines and photo copiers, came much later. The latest addition, computer and data processing equipment as well as electronic handling of transacti
  • MTCU
  • 1505 N Midland Drive, Midland, TX, 79703
  • At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
  • The Exchange State Bank of St. Paul, Kansas
  • 408 5th St, Saint Paul, KS, 66771
  • Exchange State Bank had its beginning in South Mound, Kansas, on September 26, 1914, as The South Mound State Bank. It wasn't until twenty years later that the charter was moved to St. Paul, Kansas & became The Exchange State Bank on November 14, 1934. The bank was located at the northwest corner of 5th & Main Streets & remained there for 35 years.
  • Security State Bank
  • 402 Broadway, Cheyenne, OK, 73628
  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.