USDA VS FHA in Bridge-City, Orange County, TX

As of 2026, in Bridge-City, which is part of Orange county, TX, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family home is recorded at $356,362.

Leverage the Lendersa® USDA loan calculator to examine today's most favorable USDA and FHA loan rates. Understand the requirements regarding income, credit score, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator provides a comparative view of the USDA, FHA, Conforming, and VA loan programs, assisting you in choosing the best option in to suit your financial needs.

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Overview of 2026 loan limits and down payment stipulations in Bridge-City, county of Orange, TX

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan offerings in Bridge-City, TX

The mission of Lendersa® is to help you quickly secure the most advantageous USDA or FHA loans with minimal effort. You can begin with one of three options that seamlessly connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining a USDA Loan in TX

A USDA home loan is a government-guaranteed loan facilitated by the Department of Agriculture, frequently referred to as the USDA rural development loan or USDA mortgage. Eligibility is confined to rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ridge Home Loans
  • 526 W Center N106, Pleasant Grove, UT, 84062
  • Ridge home loan is clients will have a great experience, refer their friends and come back. Lending can be tricky these days and I bring experience and resourcefulness to the equation. If your loan can be done, I'll find a way. If it can't, I'll help you position yourself for a future loan. Expect to have a great experience!

  • Benchmark Federal Credit Union
  • 1522 McDaniel Drive, West Chester, PA, 19380
  • Benchmark is the only Federal Credit Union serving Chester County exclusively! Since 1940, Benchmark Federal Credit Union has provided its members with complete financial services including free checking accounts, vacation and holiday club accounts, loans, certificates of deposit, money market accounts.

  • Howard Financial
  • 503 Bridle Path West, Chester, PA, 19380
  • Howard Financial has specialized in a wide variety of loan types and financing strategies including Conventional, FHA/VHA, Jumbo loans, Portfolio lending, and Reverse mortgages. We will guide you through the mortgage planning process and find the right fit for your needs.Whether a first-time homebuyer, purchasing an investment property.

  • U.S. Financial, Inc.
  • 107 East Chestnut Street, West Chester, PA, 19380
  • It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!

  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.

  • First Resource Bank
  • 800 N. Pottstown Pike, Exton, PA, 19341
  • First Resource Bank is a locally owned and operated Pennsylvania state-chartered bank, serving the banking needs of businesses, professionals and individuals in the Delaware Valley. The Bank offers a full range of deposit and credit services with a high level of personalized service.

  • Citadel Credit Union
  • 520 Eagleview Boulevard, Exton, PA, 19341
  • Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.

  • J & S Mortgage Inc
  • 311 Exton Commons, Exton, PA, 19341
  • J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.