USDA Vs. FHA Pro and Con comparison in Bridge-City, Orange County, TX
As of 2025, in Bridge-City, which is part of Orange county, TX, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family home is recorded at $356,362.
Leverage the Lendersa® USDA loan calculator to examine today's most favorable USDA and FHA loan rates. Understand the requirements regarding income, credit score, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator provides a comparative view of the USDA, FHA, Conforming, and VA loan programs, assisting you in choosing the best option in to suit your financial needs.
Overview of 2025 loan limits and down payment stipulations in Bridge-City, county of Orange, TX
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan offerings in Bridge-City, TX
The mission of Lendersa® is to help you quickly secure the most advantageous USDA or FHA loans with minimal effort. You can begin with one of three options that seamlessly connect you with lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan facilitated by the Department of Agriculture, frequently referred to as the USDA rural development loan or USDA mortgage. Eligibility is confined to rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment whatsoever.
The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.
1381 High Street, Suite 107, Washington, MO, 63090
Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
We are a strong, local community bank, which means you can count on us! We’ve been here since 1912 as a trusted, financial partner and will be here to help you meet all of your financial goals. We focus on the financial needs of local families and small businesses by providing exceptional service, great products and sound advice.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Memorial Credit Union is committed to providing financial benefits which are recognized by its members as offering value. The Credit Union will promote savings, provide valued and expanding financial services, and encourage financial stability within the community, while operating in a sound financial manner.
