USDA and FHA Pro and Con in Bridge-City, Orange County, TX
As of 2025, in Bridge-City, which is part of Orange county, TX, the USDA loan limit is $285,000. Meanwhile, the FHA limit for a single-family home is recorded at $356,362.
Leverage the Lendersa® USDA loan calculator to examine today's most favorable USDA and FHA loan rates. Understand the requirements regarding income, credit score, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator provides a comparative view of the USDA, FHA, Conforming, and VA loan programs, assisting you in choosing the best option in to suit your financial needs.
Overview of 2025 loan limits and down payment stipulations in Bridge-City, county of Orange, TX
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan offerings in Bridge-City, TX
The mission of Lendersa® is to help you quickly secure the most advantageous USDA or FHA loans with minimal effort. You can begin with one of three options that seamlessly connect you with lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan facilitated by the Department of Agriculture, frequently referred to as the USDA rural development loan or USDA mortgage. Eligibility is confined to rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages do not require any down payment whatsoever.
Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances.
In keeping with our mission statement
Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959.
The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.
Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.
Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
