In 2026, the USDA loan boundary in Orange, county of Orange, TX, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates available now for USDA and FHA. Understand the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you to find the best fit for your financial scenario in
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| Loan Type | Limit | Down Payment |
| USDA | $336,500 | None |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure the best USDA or FHA loan for you with little hassle. Choose one of three initial steps to connect with lenders and the suitable USDA loan programs.
A USDA home loan is backed by the federal Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural settings. Unlike FHA loans, which require at least 3.5% down, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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