USDA Vs. FHA your options comparison in Orange, Orange County, TX

In 2026, the USDA loan boundary in Orange, county of Orange, TX, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available now for USDA and FHA. Understand the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you to find the best fit for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Orange, Orange County, TX

Loan Type Limit Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Alternatives in Orange, TX

Lendersa® aims to swiftly secure the best USDA or FHA loan for you with little hassle. Choose one of three initial steps to connect with lenders and the suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in TX

A USDA home loan is backed by the federal Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural settings. Unlike FHA loans, which require at least 3.5% down, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • People’s Credit Union
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  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.

  • Newport Mortgage LLC
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