USDA VS FHA in Orange, Orange County, TX

In 2025, the USDA loan boundary in Orange, county of Orange, TX, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available now for USDA and FHA. Understand the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you to find the best fit for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Orange, Orange County, TX

Loan Type Limit Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Alternatives in Orange, TX

Lendersa® aims to swiftly secure the best USDA or FHA loan for you with little hassle. Choose one of three initial steps to connect with lenders and the suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in TX

A USDA home loan is backed by the federal Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural settings. Unlike FHA loans, which require at least 3.5% down, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atlantic Financial Services
  • 2147 Old Greenbrier Rd, Suite A, Chesapeake, VA, 23320
  • Atlantic Financial Services is a family-owned company that has provided traditional installment lending for more than 20 years. Burnie Staples is the founder and President of Atlantic Financial Services. We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • First Virginia Community Bank
  • 11325 Random Hills Road, Fairfax, VA, 22030
  • Opened in November 2007, our vision entails working with our shareholders, friends and neighbors to build a financial services organization that will focus on the Northern Virginia and Maryland business communities, its owners and employees. We believe our Bank should do more than provide traditional banking products.
  • NextMark Credit Union
  • 4201 Members Way, Fairfax, VA, 22030
  • The name NextMark captures the possibilities inherent in what we offer. It’s all about helping our community confidently navigate their financial journey by being more active and more fully engaged. It’s about turning dreams into goals and finding the shortest distance to financial success. We’re good at what we do.
  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030
  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience. We’re grateful for every member who chooses to be a part of the Apple family.
  • The Freedom Bank of Virginia
  • 10555 Main Street, Suite 100, Fairfax, VA, 22030
  • The Freedom Bank of Virginia was founded July 23, 2001. We are a local, full-service bank utilizing an optimized network of sales offices, talented banking professionals, industry expertise and innovative technology to build client relationships throughout the Northern Virginia/DC MSA.
  • Mainstreet Bank
  • 10089 Fairfax Blvd, Fairfax, VA, 22030
  • MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area. MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank
  • First Mortgage Group, Inc.
  • 10807 Fieldwood Drive, Fairfax, VA, 22030
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Nucasa Mortgage
  • 4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
  • Nucasa Mortage is a modern mortgage lender. We provide people a better path to home through our simple, fast, and reliable mortgage lending experience. Whether you're a first-time homebuyer, an experienced investor, or you're simply looking to refinance the home you already love; you can rest easy knowing you're in good hands as we guide you
  • Credit Union Mortgage Association, Inc.
  • 10800 Main Street, Fairfax, VA, 22030
  • Credit Union Mortgage is a full-service mortgage company 100% credit union owned and dedicated to serving the credit union community. Formed by credit unions in 1978 and exclusively serving the needs of credit unions and their members nationwide we provide fulfillment services on residential mortgage loans to credit unions of all sizes.
  • George Mason Mortgage, LLC
  • 4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030
  • Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.
  • Capital Mortgage Group, Inc.
  • 12916 Swedes St, Fairfax, VA, 22030
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.