USDA Vs. FHA your options comparison in Orange, Orange County, TX

In 2026, the USDA loan boundary in Orange, county of Orange, TX, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available now for USDA and FHA. Understand the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you to find the best fit for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Orange, Orange County, TX

Loan Type Limit Down Payment
USDA $336,500 None
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Lending Alternatives in Orange, TX

Lendersa® aims to swiftly secure the best USDA or FHA loan for you with little hassle. Choose one of three initial steps to connect with lenders and the suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in TX

A USDA home loan is backed by the federal Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available exclusively in rural settings. Unlike FHA loans, which require at least 3.5% down, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Escala Financial
  • 8255 Firestone Boulevard, Suite 301, Downey, CA, 90241
  • Escala Financial, your trusted guide through the sometimes confusing and murky waters of home loans. Since our founding in 2009, we have helped hundreds of families through personalized service and programs that achieve their personal financial goals. Whether you’re a new home buyer, want to refinance or are ready to retire.

  • El Camino Mortgage
  • 8141 Firestone Boulevard, Downey, CA, 90241
  • "Adriana Verduzco began her Real Estate / Mortgage Career in 1999 and remains dedicated to serving the members of the Los Angeles County and surrounding areas. In 2006, Adriana became owner of El Camino Real Estate Investments and El Camino Mortgage.
    Adriana is continually among those at the pinnacle in Real Estate Sales"

  • Square Lending
  • 10237 Hopeland Avenue, Downey, CA, 90241
  • We're a growing team covering all corners of Southern California. Beyond passionate about all things real estate, we're determined to changing how the industry operates. We strive for seamless experiences & to educate our clients to becoming experts in real estate. To put it simple, we love what we do & we're set out to make sure you love it too.

  • MARCAR Real Estate Brokers Corp.
  • 11027 Downey Avenue, Downey, CA, 90241
  • MARCAR Brokers is a family business with over 40 years of combined experience amongst our team. Our team includes real estate brokers and Mortgage Loan Officers and will be able to support your every need during your next transaction. Our team is full of talented individuals that not only have a passion.

  • Real Consultants
  • 8141 2nd Street, Suite 420, Downey, CA, 90241
  • REAL CONSULTANTS MORTGAGE AND REAL ESTATE SERVICES INC., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • G & V Options & Solutions Inc.
  • 10630 Downey Avenue, Suite 100B, Downey, CA, 90241
  • We have a Residential and Commercial Team both are certified for REO’s and Short Sales. We can cover all of our diverse clients’ necessities. Our Expert team includes a Utilities Specialist, Field Representative, License Appraisal / BPO’s Specialist, Transaction Coordinator, Offers Coordinator.

  • Inbanet Real Estate Lending & Investments
  • 8141 2nd St, Suite 347, Downey, CA, 90241
  • Inbanet is a premier direct hard money and non prime lender for commercial and investment residential (strictly for business purpose) properties nationwide with a consortium of strong private label investors, hedge funds, private equity companies and family offices to facilitate quick

  • Valhalla Home Loans
  • 2360 Huntington Drive, Suite 308, San Marino, CA, 91108
  • "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders.
    We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"

  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following:
    10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"

  • Emory Financial
  • 2920 Huntington Drive, Suite 100, San Marino, CA, 91108
  • Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt

  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ

  • Horizontal Mortgage Lending
  • 1129 Mira Mar, Suite 301, Long Beach, CA, 90804
  • Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.