USDA Loan Vs. FHA loan for Port-Neches, TX [Jefferson County Rates 2023]

In 2025, USDA loan limit in Port-Neches, county of Jefferson, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Port-Neches, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(408) 998-1966 1681 miles Lender's profile and map Reviews Crystal Estates 2239 Moorpark Avenue, Suite 102, San Jose, CA, 95128 Crystal Estates With over 19 years of experience in the real estate, mortgage, and construction industry, I’ve gained the experience and expertise to provide outstanding service for my clients in every aspects of a transaction. Whether its a first time home buyer, an experienced investor, a mortgage loan, or just providing advice in general.
(408) 293-7878 1681 miles Lender's profile and map Reviews Olympic Mortgage 2190 Stokes Street, Suite 101, San Jose, CA, 95128 Olympic Mortgage was established in April of 1996 by its co-founders, Luis & Cielo Marengo. Together the Marengo family has been a pillar in the San Jose Real Estate Lending Community and have been involved in many community services such as, youth and high school sports coaching and management, PTA services.
(800) 979-5626 1681 miles Lender's profile and map Reviews RAM Capital Corporation 1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
408-615-0655 1681 miles Lender's profile and map Reviews Arcus Lending 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128 We have been featured on NBC, CBS, FOX, ABC and several other media for our mortgage expertise. We have been named to 2017 Inc 500 list of fastest-growing private companies in America. In the same list, Arcus Lending was named the 3rd fastest growing mortgage company in the country.
(408) 772-7934 1681 miles Lender's profile and map Reviews Just Loans PO Box 53, Campbell, CA, 95009 Just Loans is a Real Estate broker business model has worked well for us - the proof being the referrals and repeat business we've enjoyed that have contributed to our longevity. But we're not “resting on our laurels”; we adapt to changes in the marketplace, adopt technology and procedures to meet the demands of home-owners.
(408) 915-2012 1682 miles Lender's profile and map Reviews Bay Area Title Loans 152 N. San Tomas Aquino Rd, Suite 1A, Campbell, CA, 95008 At Bay Area Title Loans you can borrow money against your car title to secure a loan. There are 3 simple and easy sets to getting cash today. The best part is that you keep your car while you get the cash you need. With our affordable Car Title Loans, you decide how much money to borrow and we’ll set up a payment plan to fit your budget.
(408) 414-2113 1682 miles Lender's profile and map Reviews Codex Lending 900 E Hamilton Ave, Suite 100-265, Campbell, CA, 95008 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(408) 370-0700 1682 miles Lender's profile and map Reviews Cardan Mortgage 125 East Campbell Ave, Campbell, CA, 95008 At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
(408) 444-5626 1682 miles Lender's profile and map Reviews Mosaic Mortgage Group 2315 S Bascom Ave, Suite 300A, Campbell, CA, 95008 We provide World-Class service and mortgage planning know-how for you and your family, for life. When it comes to mortgage financing, one size does not fit all. In fact, there are far too many rules and guidelines involved so that for us, the only way to find you the best loan is to start at the beginning.
4087812881 1682 miles Lender's profile and map Reviews FundPoint 90 Railway Ave, Campbell, CA, 95008 Investment Tools Designed With You In Mind Private Equity, Hard Money, Construction Financing, and Broker Services for the Single Family, Multi-Family, and Commercial Investing Markets. Our streamlined process and automated tools are designed to save you money in the lending process, slashing fees and offering rock-bottom interest rates.