USDA and FHA Pro and Con in West-Orange, Orange County, TX

By 2025, the USDA loan limit for West-Orange, located within Orange county, TX, is $285,000, whereas the FHA limit for a single-family residence reaches $356,362.

Make use of the Lendersa® USDA loan calculator to pit today's top USDA rates against FHA options. This helps determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows a comparison of USDA, FHA, Conforming, and VA loans side by side to assist in choosing the program that best fits your financial profile in Alabama.

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2025 Loan Limits and Down Payment Needs in West-Orange, Orange, TX

Loan Type Maximum Loan Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Choices for USDA and FHA Loans in West-Orange, TX

The mission of Lendersa® is to provide you with the ideal USDA or FHA loan swiftly and without trouble. Begin with one of three approaches to connect you with lenders and USDA loan offerings.

Lendersa USDA request process and results

Understanding USDA Loans in TX

A USDA home loan, backed by the Department of Agriculture, is also recognized as a USDA rural development loan or mortgage and is solely available for rural areas. Unlike FHA loans, which demand a minimum of 3.5% down payment, the USDA mortgage loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Salt Funding - Hard Money Lender
  • 3700 Tennyson Street, Suite 12070, Denver, CO, 80212
  • Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
  • Bank Plus
  • 1202 Central Avenue, Estherville, IA, 51334
  • Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.
  • Employees Credit Union
  • 2714 Central Avenue, Estherville, IA, 51334
  • Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
  • NorthStar Bank
  • 2202 Central Ave, Estherville, IA, 51334
  • Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
  • Waukon State Bank
  • 22 West Main Street, Waukon, IA, 52172
  • The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.
  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.