USDA VS FHA in West-Orange, Orange County, TX

By 2025, the USDA loan limit for West-Orange, located within Orange county, TX, is $285,000, whereas the FHA limit for a single-family residence reaches $356,362.

Make use of the Lendersa® USDA loan calculator to pit today's top USDA rates against FHA options. This helps determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows a comparison of USDA, FHA, Conforming, and VA loans side by side to assist in choosing the program that best fits your financial profile in Alabama.

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2025 Loan Limits and Down Payment Needs in West-Orange, Orange, TX

Loan Type Maximum Loan Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Choices for USDA and FHA Loans in West-Orange, TX

The mission of Lendersa® is to provide you with the ideal USDA or FHA loan swiftly and without trouble. Begin with one of three approaches to connect you with lenders and USDA loan offerings.

Lendersa USDA request process and results

Understanding USDA Loans in TX

A USDA home loan, backed by the Department of Agriculture, is also recognized as a USDA rural development loan or mortgage and is solely available for rural areas. Unlike FHA loans, which demand a minimum of 3.5% down payment, the USDA mortgage loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Simplifi Lending LLC
  • 698 Deer Springs Way, Loganville, GA, 30052
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • First Chance Mortgage, Inc.
  • 131 Lee Byrd Road, Loganville, GA, 30052
  • First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
  • Community Mortgage
  • 7509 Tiffany Springs Parkway, Suite 101, Kansas City, MO, 64153
  • Our mission is to make the loan process as simple as possible. Regardless of your financial and/or credit situation, we will find the best mortgage solution to fit your lifestyle. We specialize in home purchase and refinance transactions and can provide assistance for FHA, VA, USDA, Conventional, and Home Improvement financing.
  • Metropolitan Mortgage Corporation
  • 7280 NW 87th Terrace Suite 200, Kansas City, MO, 64153
  • We are a locally owned and operated company, with employees that value honesty, integrity, and service. We have funded over 2 Billion in home loans and helped over 10,000 families in Kansas and Missouri finance the home of their dreams since 1996 and we love what we do. We know to finance a home
  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
  • Real Estate Financial Services
  • 1400 Buford Hwy, Suite J3, Buford, GA, 30518
  • At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024
  • Buford Finance Co., Inc.
  • 1819-A Buford Highway, Buford, GA, 30518
  • Buford Finance has grown to be a major consumer lender in Georgia since 1986. We make consumer loans from $300 to $5, 000. Since 1986, our mission is to serve the financial needs of our community. It is our effort to provide financing options for individuals and small business owners.
  • USPLK Employees Federal Credit Union
  • 16055 Santa Fe Trail, Leavenworth, KS, 66048
  • USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.