USDA Vs. FHA Pro and Con comparison in Weslaco, Hidalgo County, TX

In 2025, the USDA loan cap for Weslaco, located in Hidalgo, TX, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize Lendersa® USDA loan calculator to evaluate and compare the top USDA vs. FHA rates today, helping you determine the needed income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, assisting your decision on the most appropriate program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Weslaco, County of Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Weslaco, TX

The goal of Lendersa® is to get you the top USDA or FHA loan quickly and easily. Choose one of three starting points that connect you with matching lenders and explore USDA loan programs.

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What Defines a USDA Loan in TX?

A USDA home loan is supported by the U.S. Department of Agriculture, often known as a USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, no down payment is needed for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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