USDA Vs. FHA your options comparison in Progreso, Hidalgo County, TX

As of 2026, in the county of Hidalgo, located in Progreso, TX, the USDA loan limit stands at $336,500. Comparatively, the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, examining the necessary income, credit profile, reserves, and documentation required for qualification. This sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the most suitable option in for your unique financial needs.

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Overview of 2026 Loan Limits and Required Down Payments in Progreso, Hidalgo, TX

Type of Loan Maximum Loan Amount Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Progreso, TX

Lendersa® aims to secure the most advantageous USDA or FHA loan for you swiftly and effortlessly. Select from three starting points to connect with appropriate lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, endorsed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available solely in rural areas. FHA loans necessitate a minimum down payment of 3.5%, whereas the USDA mortgage demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646
  • Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time

  • Seacliff Mortgage
  • 9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646
  • SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.

  • Carpe Diem Mortgage
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  • Carpe Diem Mortgage has identified a way to deliver the lowest rates. The way we do this is by operating solely as a mortgage BROKER, which enables us to shop interest rates with our wholesale lending partners. By operating as a broker with NO employees, our overhead is sure to be much lower than lenders.

  • Trans World Financial
  • 19691 Phoenix Ln, Huntington Beach, CA, 92646
  • Trans World Financial Trans World Financial knows the importance of securing the best financing for each of our clients. No one person has the exact same financial situation and that is why our professional loan counselors have thousands of different loan programs to ensure that your specific financing needs.

  • Pacific City Financial
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  • CenBank
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  • CenBank strives on being a community based bank where the customer is not just a number. The staff at CenBank values the time spent with customers to build relationships and work towards their financial success. CenBank offers a variety of deposit and business accounts as well as lending options to fit your financial needs.

  • Corr Real Estate
  • 12061 BRIGHTON RIVER UNIT 46, Fountain Valley, CA, 92708
  • Discover Corr Real Estate: Your all-in-one real estate partner! With over 20 years in the construction industry focusing on both commercial and residential projects, Robert Carmona provides unparalleled expertise in property sales. Allow us to guide you through every step of your real estate journey. Choose Corr Real Estate today for industry-leadi

  • Amerifund Corporation & Realty
  • 17155 Newhope St, Suite H, Fountain Valley, CA, 92708
  • The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.

  • KZ Lending
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