USDA and FHA Pro and Con in Progreso, Hidalgo County, TX
As of 2025, in the county of Hidalgo, located in Progreso, TX, the USDA loan limit stands at $336,500. Comparatively, the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, examining the necessary income, credit profile, reserves, and documentation required for qualification. This sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the most suitable option in for your unique financial needs.
Overview of 2025 Loan Limits and Required Down Payments in Progreso, Hidalgo, TX
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Progreso, TX
Lendersa® aims to secure the most advantageous USDA or FHA loan for you swiftly and effortlessly. Select from three starting points to connect with appropriate lenders and explore USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available solely in rural areas. FHA loans necessitate a minimum down payment of 3.5%, whereas the USDA mortgage demands no down payment whatsoever.
Cajun Loan is a locally owned and operated company that has been providing prompt and friendly service to the community of Acadiana. We provide auto, title, vacation, home improvement, furniture and back to school loans. We provide same-day approval. We are your most trusted company when it comes to cash loans.
Acadian Federal Credit Union has been serving our members since 1950, with the help of our member volunteers. We continue to expand our products and services to keep up with technology. We pride ourselves on offering great rates and services to our geographically diverse membership.
Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
