USDA Vs. FHA your options comparison in Progreso, Hidalgo County, TX
As of 2025, in the county of Hidalgo, located in Progreso, TX, the USDA loan limit stands at $336,500. Comparatively, the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, examining the necessary income, credit profile, reserves, and documentation required for qualification. This sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the most suitable option in for your unique financial needs.
Overview of 2025 Loan Limits and Required Down Payments in Progreso, Hidalgo, TX
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Progreso, TX
Lendersa® aims to secure the most advantageous USDA or FHA loan for you swiftly and effortlessly. Select from three starting points to connect with appropriate lenders and explore USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is available solely in rural areas. FHA loans necessitate a minimum down payment of 3.5%, whereas the USDA mortgage demands no down payment whatsoever.
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