USDA Vs. FHA Pro and Con comparison in Olivarez, Hidalgo County, TX

In 2025, in Olivarez, county of Hidalgo, TX, the USDA loan limit is set at $336,500, while the FHA limit for single-family homes is $472,030.

Explore today's USDA and FHA rates with Lendersa®'s loan calculator to figure out required income, credit, reserves, and documentation for qualification. Our intuitive mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program in <Alabama> for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Olivarez, Hidalgo County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Olivarez, TX

The primary aim of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. Choose from three starting points leading to matched lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, guaranteed by the government under the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans requiring a 3.5% minimum down payment, the USDA mortgage loan needs no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • College Savings Bank, a Division of NexBank SSB
  • 2515 McKinney Ave, Suite 1100, Dallas, TX, 75201
  • Our primary business is college savings and has been since 1987. Customers want the assurance and security in knowing the money they saved is available at a set time, without erosion by market losses. Further, we are the Service Manager for the AZ529 Bank Plan and the Program Manager for Indiana's CollegeChoice CD 529 Savings Plan.
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  • 2515 Mckinney Ave, Suite 1100, Dallas, TX, 75201
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  • 1717 Main Street, Dallas, TX, 75201
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  • 2301 Cedar Springs Road, Suite 200, Dallas, TX, 75201
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  • 1919 McKinney Avenue, Suite 100, Dallas, TX, 75201
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  • 1601 Elm Street, Floor 33, Dallas, TX, 75201
  • Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.