USDA and FHA Pro and Con in Nacogdoches, Nacogdoches County, TX
As of 2025, the USDA loan limit in Nacogdoches, within Nacogdoches county, TX, stands at $336,500. Meanwhile, the FHA maximum for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the required income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in suited to your financial situation.
2025 Loan Limits and Downpayment Requirements in Nacogdoches, County of Nacogdoches, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Nacogdoches, TX
Lendersa®'s purpose is to swiftly secure you the best USDA or FHA loan without hassle. Start with one of three options to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is only offered in rural areas. Unlike FHA loans, which require a minimum of a 3.5% down payment, the USDA mortgage involves no down payment.
Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.
DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.
Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans
First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities
We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
"At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan
Federal Housing Administration (FHA) Loan"
Capital Credit Union is a not-for-profit financial institution in Northeastern Wisconsin, which focuses on the needs of over 120, 000 members and growing. With over two billion dollars in assets, we are an organization that grows by our philosophy of "Doing the Right Thing" through our business practices and community involvement.
Executive Mortgage is a top rated Wisconsin mortgage lender with years of experience with all types of mortgage loans. We work hard to get our home buyers the lowest current mortgage interest rates available. Whether you are a first time home buyer ready to make the leap to home ownership or an experienced investor.
"Best REI Funding is a Private Money/Hard Money Lender. Our goal is to fund every deal with funds from private individuals or retirement accounts. We believe that people helping people is the best way to run this business.
We specialize in Fix & Flip loans, Rental Rehab (Bridge) loans and Transactional Funding."
