USDA VS FHA in Nacogdoches, Nacogdoches County, TX

As of 2025, the USDA loan limit in Nacogdoches, within Nacogdoches county, TX, stands at $336,500. Meanwhile, the FHA maximum for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining the required income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in suited to your financial situation.

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2025 Loan Limits and Downpayment Requirements in Nacogdoches, County of Nacogdoches, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Nacogdoches, TX

Lendersa®'s purpose is to swiftly secure you the best USDA or FHA loan without hassle. Start with one of three options to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is only offered in rural areas. Unlike FHA loans, which require a minimum of a 3.5% down payment, the USDA mortgage involves no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
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  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
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  • PO Box 467, Benton, KY, 42025
  • Community Financial Services Bank (CFSB) was the first bank established in Marshall County in 1890. We currently serve 4 main market regions with 6 banking centers. Our community has always come first to us. That's why you, the community members, have been central to forming our mission statement from day one, that continues to this day.
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  • 35 US HWY 68 East, Benton, KY, 42025
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  • 1 Ward Parkway, Kansas City, MO, 64112
  • Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor
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  • Since our beginning in 2006, North Alabama Mortgage has been helping people fulfill their dreams of becoming homeowners. We pride ourselves on finding the best loan at the lowest cost possible. All with a focus on personal, friendly service and making the loan process as quick and easy as possible to our clients.
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  • 5110 Ararat Drive, Kansas City, MO, 64129
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