FHA Vs. USDA loan program for Lufkin, Angelina County, Texas

In 2026, the USDA loan limit in Lufkin, county of Angelina, TX is $336,500, whereas the FHA cap for a single-family home is $472,030.

You can use the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. This will help you determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing which program in suits your financial needs best.

Exploring USDA and FHA Loan Options in Lufkin, TX

The goal of Lendersa® is to help you find the best USDA or FHA loans efficiently and without hassle. Choose one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires none.

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(760) 943-6777 Lender's profile and map Reviews IFC Mortgage 326 Encinitas Blvd, Suite 200, Encinitas, CA, 92024 IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(760) 943-7200 Lender's profile and map Reviews Sanborn Financial 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024 Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home
(760) 479-6000 Lender's profile and map Reviews Allstar Capital Group, Inc 573 2nd Street, Encinitas, CA, 92024 Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
(760) 388-5888 Lender's profile and map Reviews FundLoans 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024 "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
(619) 209-3544 Lender's profile and map Reviews Scottway Capital 1106 2nd Street, Suite 823, Encinitas, CA, 92024 ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
858-605-6705 Lender's profile and map Reviews Charger Funding 1106 2nd St, Suite 411, Encinitas, CA, 92024 Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files
858-699-2280 Lender's profile and map Reviews Jim Lackey Associates 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024 Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
858 248 6598 Lender's profile and map Reviews Charger Funding 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024 Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
(619) 701-1299 Lender's profile and map Reviews OBMortgage 4665 Coronado Ave, San Diego, CA, 92107 OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
6193568589 Lender's profile and map Reviews Bird Rock Group La Jolla Blvd, La Jolla, CA, 92037 Bird Rock Group, based in San Diego, offers creative capital solutions for real estate investors nationwide. Specializing in bridge loans, fix and flip financing, and value-add projects, we provide unparalleled speed, flexibility, and reliability. Our seasoned team ensures efficient closings and exceptional service, empowering investors with depend
(866) 933-1360 Lender's profile and map Reviews Secured Financial 7580 Fay Avenue, Suite 204, La Jolla, CA, 92037 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.