USDA and FHA Pro and Con in Hudson, Angelina County, TX

In the year 2025, within Hudson, which is in the county of Angelina, TX, the limit for USDA loans stands at $336,500. In contrast, the FHA loan limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA rates, and to assess the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, enabling you to choose the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Hudson, County of Angelina, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hudson, TX

The mission of Lendersa® is to seamlessly connect you with the ideal USDA or FHA loan promptly and with minimal hassle. Start with three pathways for connecting with lenders offering USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

A USDA home loan is a government-backed loan facilitated by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available in rural areas exclusively. Unlike FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Concho Valley Credit Union
  • 1002 South Abe Street, San Angelo, TX, 76903
  • Concho Valley Credit Union was organized in 1930 for the postal workers and was named Postal Credit Union. In 1980, the name was changed to Concho Valley Government Employees Credit Union to reflect the true membership covered. Then, in the summer of 2005, our name was changed once again to Concho Valley Credit Union.
  • Western Shamrock Corporation
  • 801 S. Abe, San Angelo, TX, 76903
  • Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
  • Oklahoma Educators Credit Union
  • 4001 NW Expressway, Oklahoma City, OK, 73116
  • We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!
  • Communication Federal Credit Union
  • 4141 NW Expressway, Oklahoma City, OK, 73116
  • Communication Federal Credit Union has been committed to serving members since 1939 and providing the best overall value of financial products and services available. Communication Federal Credit Union has headquarters in Oklahoma City and was founded in 1939. It has more than 85, 000 members and over one billion dollars in assets.
  • Bank7
  • 1039 NW 63RD St, Oklahoma City, OK, 73116
  • Bank7 is a full-service Oklahoma-based community bank chartered in 1901 and relocated to Oklahoma City in 2005. With locations throughout Oklahoma, Kansas, and Texas, Bank7 has expanded its footprint to service the communities in which we live. Our history and vast experience in the energy industries, real estate, construction, and agriculture
  • Cross Timbers Mortgage LLC
  • 1000 W Wilshire Blvd, Suite 364, Oklahoma City, OK, 73116
  • Cross Timbers Mortgage specializes in home loans in Oklahoma. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers. The goal is to provide the best guidance, speed
  • RMAC Lending LLC
  • 7201 N. Classen Blvd., Suite 105, Oklahoma City, OK, 73116
  • We have owned and operated a number of successful real estate based business over the past 25 years in the areas of retail, industrial, office and single family residential. Among the affiliated companies are Mull Properties and RSM Properties, which owns and operates a HomeVestors franchise office in Oklahoma City, Oklahoma. HomeVestors is better
  • NexGen Home Loans Inc
  • 6009 N Meridian Pl, Oklahoma City, OK, 73122
  • NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
  • The First National Bank and Trust Company of Broken Arrow
  • 121 South Main, Broken Arrow, OK, 74012
  • In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.
  • AVB Bank
  • 322 S. Main Street, Broken Arrow, OK, 74012
  • AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa. With a strong commitment to community service, sound lending practices,
  • Western Sun Federal Credit Union
  • 4620 W. Kenosha Street, Broken Arrow, OK, 74012
  • Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union. In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt