USDA Vs. FHA your options comparison in Rusk, Cherokee County, TX

For 2025, in Rusk, within Cherokee county, TX, the USDA loan maximum is $336,500, and the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to compare the best rates for USDA and FHA today. Determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA options together, guiding your decision on the best program in <Alabama> for your financial needs.

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Loan limits and down payment requirements for 2025 in Rusk, Cherokee County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Rusk, TX

Lendersa® aims to provide quick and hassle-free access to the best USDA or FHA loans. Choose one of three initial options leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, overseen by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, available only in rural areas. Contrary to FHA loans that demand a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • County Line Mortgage
  • 737 San Mateo, New Braunfels, TX, 78132
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Gateway Bank
  • 112 Main Street, Rison, AR, 71665
  • Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933
  • Bank of Erath
  • 105 W. Edwards Street, Erath, LA, 70533
  • The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
  • Citizen’s Choice Federal Credit Union
  • 101 St Catherine Street, Natchez, MS, 39120
  • Citizen’s Choice Federal Credit Union is a financial cooperative that offers a wide range of products with the most convenient rates. We know how important it is always to have options to select from; therefore, we provide a large variety of services for every citizen: share accounts, payroll deduction, direct deposit, auto loans,
  • Old South Federal Credit Union
  • 148 North Shields Lane, Natchez, MS, 39120
  • Old South FCU was formed in 1953 originally to serve employees of the International Paper Company located in Natchez, MS. Over the years, Old South's field of membership has grown to include other Select Employee Groups. We have since expanded our field of membership to include Concordia Parish, LA and Adams County, MS.
  • United Mississippi Bank
  • 1 Morgantown Road, Natchez, MS, 39120
  • The mission of UMB is to ensure continued growth and prosperity by hiring the most qualified and dedicated employees, staying current with technological advances in the banking industry, supporting and enriching our employees and the communities we serve, and delivering a competitive shareholder return.
  • Integrity Mortgage Center LLC
  • 319 D'Evereaux Drive, Natchez, MS, 39120
  • At Integrity Mortgage Center LLC We are a Licensed Mississippi and Louisiana Mortgage Company that has been servicing the Miss- Lou since 2008. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage
  • Arbuckle Federal Credit Union
  • 317 S Broadway Avenue, Ada, OK, 74820
  • In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years. AFECU purchased the building it currently operates from in January 2011.
  • Vision Bank
  • 101 East Main Street, Ada, OK, 74820
  • For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond. We exist to help you meet all of your financial needs.
  • Red River Credit Corporation
  • 200 West Main St, Suite A, Ada, OK, 74820
  • Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.